1036 1st St, Jackson, MI 49203 Property Records

Jackson County property record for 1036 1st St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1936
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (May 2021)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-211700000`

Property Details

APN / Parcel Number

Primary APN	`3-211700000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,336 sqft Living Area
1st Floor Area	764 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	88 ft deep x 28.8 ft wide
Garage Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1036 1ST ST
City	JACKSON
State	MI
Zip	49203-3069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	S 1/2 OF E 88 FT OF LOT 26 BLK 12 HARWOOD'S ADD
Legal Subdivision	HARWOODS ADD
Legal Block	12
Legal Lot Number	26
Legal Unit	26
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

1036 1st St is owned and occupied by an individual who bought it in May 2021.

Source: Jackson County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1036 1ST ST, JACKSON, MI 49203-3069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU
May 17, 2021	Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jan 6, 2021	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Jan 6, 2021 · Amount on File
Deed Document Number	20212883883
Deed Book / Page	4188 / 294
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1036 1ST ST, JACKSON, MI 49203-3069
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 1ST ST, JACKSON, MI 49203-3069

Mortgage

Document Number	0002989265
Date	Sep 3, 2025
Book Page	2269/372
Instrument	2989265

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2040

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MI
Recording Date	May 17, 2021
Property Address	1036 1ST ST, JACKSON, MI 49203-3069
Document Number	0002883883
Book / Page	4188 / 294
Instrument Date	Apr 28, 2021
Instrument	2883883
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 N HARRIS RD, YPSILANTI, MI 48198-9608

Mortgage

Document Number	0021880295
Date	May 17, 2021
Instrument	2188-0295

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 6, 2021
Property Address	1036 1ST ST, JACKSON, MI 49203-3069
Document Number	0002869466
Book / Page	002177 / 000176
Instrument Date	Nov 20, 2020
Instrument	2869466
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1036 1ST ST JACKSON MI 492033069, JACKSON, MI 49203-3069

Tax Assessment & Valuation

The 2025 property tax bill for 1036 1st St was $2,303 with a homeowner's exemption, down 8.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,500 (+11.02%)	$129,000 (+11.02%)
2025	$2,303.00 (-8.76%)	$58,100	$116,200
2024	$2,524.00
2023		$50,600	$101,200
2022	$2,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1036 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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