1036 190th St, Baldwin, WI 54002 Property Records

St. Croix County property record for 1036 190th St, Baldwin, WI 54002

Property Summary

Property Type	Single Family Home
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Mar 2024)
Tax Bill	$3,015 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-1021-10-000`

Property Details

APN / Parcel Number

Primary APN	`018-1021-10-000`
Alternative APN	`10.29.17.157B`

Exterior

Lot Area	152,460 sqft (3.5 acres)

Location & Zoning

Street Address	1036 190TH ST
City	BALDWIN
State	WI
Zip	54002-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T29N R17W 3.5A NE SE COM 421.5' S OF NE COR NE SE TH W 363' S 420' E 363 FT TH N 420' TO POB 460/158
Legal Range	17W
Legal Township	29N
Legal Section	10
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3037
Census Tract	121000

Owner

1036 190th St is owned and occupied by two individuals who bought it in March 2024.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1036 190TH ST, BALDWIN, WI 54002-4914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · VA Mortgage TRADITION MORTGAGE LLC
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
May 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	20241176571
Prior Transfer Date	Jan 19, 2011
Prior Transfer Doc	0000931012
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Mar 8, 2024
Property Address	1036 190TH ST, BALDWIN, WI 54002-4914
Document Number	0001176571
Instrument Date	Mar 5, 2024
Instrument	1176571
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001176572
Date	Mar 8, 2024
Instrument	1176572

Lender

Name	TRADITION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1036 190TH ST, BALDWIN, WI 54002-4914
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001140283
Date	Oct 1, 2021
Instrument	1140283

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 27, 2026

Interest

Rate Type	Fixed Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	May 6, 2021
Property Address	1036 190TH ST, BALDWIN, WI 54002-4914
Document Number	0001129446
Instrument Date	Apr 29, 2021
Instrument	1129446
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Tax	$577.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1036 190th St was $3,015.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hammond Town
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,015.00
2025	$3,015.00	$244,700 Land $53,200 Building $191,500	$244,700 Land $53,200 Building $191,500
2023	$2,934.00	$244,700 Land $53,200 Building $191,500	$244,700 Land $53,200 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 190th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 190th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 190th St

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