10358 Hosta Trl, Brutus, MI 49716 Property Records

Cheboygan County property record for 10358 Hosta Trl, Brutus, MI 49716

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Dec 2025)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120-008-400-015-00`

Property Details

APN / Parcel Number

Primary APN	`120-008-400-015-00`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	10358 HOSTA TRL
City	BRUTUS
State	MI
Zip	49716-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 6: COM S 1/4 COR, SEC 8, T36N,R3W; TH N 1424.46FT; TH E 728.34FT TO ELY EDGE OF WEST BURT LAKE RD; TH N 12D 55M E ALG
Legal Range	03W
Legal Township	036
Legal Section	08
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BURT
Census Block Group	1
Census Block	1017
Census Tract	960600

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Sep 22, 2010
Deed Book / Page	1571 / 34
Prior Transfer Date	Aug 27, 2015
Prior Transfer Doc	1290/0109
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585

Mortgage

Document Number	0000001571/0000000136
Date	Dec 8, 2025
Book Page	0000001571/0000000136

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2020

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585

Mortgage

Document Number	0000001460/0000000367
Date	Aug 26, 2021
Book Page	0000001460/0000000367

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585

Mortgage

Document Number	0000001460/0000000367
Date	Aug 26, 2021
Book Page	0000001460/0000000367

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 8, 2025
Property Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585
Document Number	0001571/34
Book / Page	1571 / 34
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10358 HOSTA TRL, BRUTUS, MI 49716-9585

Mortgage

Document Number	0000157136
Date	Dec 8, 2025
Instrument	1571/36

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2020

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Burt Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,200 (+14.68%)	$1,320,400 (+14.68%)
2025	$5,354.00 (+3.1%) Homeowner's exemption	$575,700 (+21.79%)	$1,151,400 (+21.79%)
2024	$5,193.00 (+10.96%)
2023		$472,700	$945,400
2022	$4,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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