10357 W Ames Ave, Beach Park (Zion), IL 60099 Property Records

Lake County property record for 10357 W Ames Ave, Beach Park, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 768 sqft · built 1947
Lot Size	0.372 acres (16,200 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2023)
Tax Bill	$4,064 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-28-422-001`

Property Details

APN / Parcel Number

Primary APN	`04-28-422-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,200 sqft (0.372 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10357 W AMES AVE
City	BEACH PARK
State	IL
Zip	60099-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARTLETTS SHERIDAN RD PK 1ST ADD LOT 5 BLOCK 23
Legal Subdivision	BARTLETTS SHERIDAN RD PK 1ST ADD
Legal Block	23
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3028
Census Tract	860600

Owner

10357 W Ames Ave is owned and occupied by an individual who bought it in November 2023.

Source: Lake County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	10357 W AMES AVE, BEACH PARK, IL 60099-3715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Nov 2, 2012
Deed Document Number	20238004720
Prior Transfer Date	Jun 24, 2003
Prior Transfer Doc	0005299210
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 8, 2023
Property Address	10357 W AMES AVE, BEACH PARK, IL 60099-3715
Document Number	0008004720
Map Reference	DOC 312970
Instrument Date	Oct 19, 2023
Instrument	8004720
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10357 W AMES AVE, BEACH PARK, IL 60099-3715

Mortgage

Document Number	0008004721
Date	Nov 8, 2023
Instrument	8004721

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

Mortgage

Document Number	0008004722
Date	Nov 8, 2023
Instrument	8004722

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Beach Park Village
County	Lake County
County Subdivision	Benton Township
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,332 Land $10,896 Building $42,436	$160,012 Land $32,691 Building $127,321
2024	$4,064.00 (-12.68%)
2023	$4,654.00 (+14.1%)	$43,370 (+0.75%) Land $9,597 Building $33,773	$130,123 (+0.75%) Land $28,794 Building $101,329
2022	$4,079.00	$43,049 Land $9,375 Building $33,674	$129,160 Land $28,128 Building $101,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10357 W Ames Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10357 W Ames Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACH PARK serves 8,710 people · EPA ID IL0970190
Water Source	Purchased surface water from WAUKEGAN
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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