Lake County property record for 10357 Black Opal Ln, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,764 sqft · built 2020 |
| Lot Size | 0.174 acres (7,590 sqft) |
| Owner | Company Name on File |
| Last Sale | $296,500 (Nov 2020) |
| Tax Bill | $3,417 (2024) |
| Deeds & Mortgages | Feb 2022 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-14-01-279-020.000-015 |
| Primary APN | 45-14-01-279-020.000-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,764 sqft Living Area |
| Gross Area | 6,066 sqft |
| 1st Floor Area | 1,882 sqft |
| Basement Area | 1,882 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Row Home |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 7,590 sqft (0.174 acres) |
| Lot Dimensions | 165 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10357 BLACK OPAL LN |
|---|---|
| City | SAINT JOHN |
| State | IN |
| Zip | 46373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREYSTONE OF ST JOHN UNIT 2 BL.2 S.1/2 OF LOT 128 (10357 BLACK OPAL LN) |
| Legal Subdivision | GREYSTONE OF ST JOHN UNIT 2 |
| Legal Lot Number | 128 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 42904 |
10357 Black Opal Ln is owned by a company that acquired it in February 2022 and is owner-occupied.
Source: Lake County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Intrafamily Transfer, Transfer |
| Nov 20, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 27, 2020 | Warranty Deed, Transfer · Line of Credit HORIZON BANK |
| Apr 9, 2020 | Loan Modification, Mortgage PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on File |
| Deed Sale | Nov 20, 2020 · Amount on File |
| Prior Sale | Aug 27, 2020 · Amount on File |
| Deed Document Number | 202085662 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 0000005754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 11, 2022 |
| Property Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Number | 0000005754 |
| Map Reference | MB 112 PG 5 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-005754 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 20, 2020 |
| Property Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Number | 0000085662 |
| Map Reference | MB 112 PG 5 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020-085662 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 RAMBLEWOOD DR, 2300, HIGHLAND, IN 46322-3625 |
| Name | Verified Name |
|---|---|
| Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Number | 0000085663 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020-085663 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 27, 2020 |
| Property Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Number | 0000059217 |
| Map Reference | MB 112 PG 5 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020 059217 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2300 RAMBLEWOOD DR STE A, A, HIGHLAND, IN 46322-3627 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059218 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020 059218 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 20, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 10357 BLACK OPAL LN, DYER, IN 46311-2597 |
| Document Number | 0000029517 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8900 WICKER AVE ST JOHN IN 463739657, ST JOHN, IN 46373-9657 |
| Document Number | 0000029517 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 29517 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | 9204 COLUMBIA AVE, MUNSTER, IN 46321-3570 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | May 25, 2022 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hanover Township |
| Municipality | St. John Town |
| Unified School District | Hanover Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394,400 Land $59,500 Building $334,900 | $394,400 Land $59,500 Building $334,900 | |
| 2024 | $3,417.00 | ||
| 2023 | $318,300 (-0.03%) Land $55,200 Building $263,100 | $318,300 (-0.03%) Land $55,200 Building $263,100 | |
| 2022 | $3,703.00 (-4.44%) | $318,400 Land $55,200 Building $263,200 | $318,400 Land $55,200 Building $263,200 |
| 2021 | $3,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10357 Black Opal Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10357 Black Opal Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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