10357 738 Rd, Bertrand, NE 68927 Property Records

Phelps County property record for 10357 738 Rd, Bertrand, NE 68927

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1980
Lot Size	7.63 acres (332,363 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2023)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003664.00`

Property Details

APN / Parcel Number

Primary APN	`003664.00`
Alternative APN	`3787-34-4-00000-000-3664`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	332,363 sqft (7.63 acres)
Garage Type	Mixed
Garage Area	4,340 sqft
Driveway	Concrete Driveway
Driveway Area	168 sqft
Parking Spaces	15 Parking Spaces
Deck Area	90 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	10357 738 RD
City	BERTRAND
State	NE
Zip	68927-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PT. SE1/4 34-7-20 GARFIELD
Legal Range	20
Legal Township	07
Legal Section	34
Jurisdiction	PHELPS NE
Township / Civil Division	3
Census Block Group	1
Census Block	1011
Census Tract	967200

Owner

Source: Phelps County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10357 738 RD, BERTRAND, NE 68927-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON COUNTY BANK
Aug 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOME FSLA OF NEBRASKA
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON COUNTY BANK
Oct 18, 2022	Intrafamily Transfer, Transfer
Mar 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	20231474
Deed Book / Page	97 / 514
Prior Transfer Date	Oct 1, 2022
Prior Transfer Doc	000096/589
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Recording Date	Apr 20, 2026
Property Address	10357 738 RD, BERTRAND, NE 68927-3524
Document Number	0000000543
Instrument Date	Apr 14, 2026
Instrument	2026543
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10357 738 RD, BERTRAND, NE 68927-3524

Mortgage

Document Number	0000000543,
Date	Apr 20, 2026
Instrument	2026543

Lender

Name	WASHINGTON COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	10357 738 RD, BERTRAND, NE 68927-3524
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000203/061
Date	Aug 12, 2005
Book Page	203/061
Instrument	200501573

Lender

Name	HOME FSLA OF NEBRASKA
Address	LEXINGTON, NE 68850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2020

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS NE
Recording Date	Dec 28, 2023
Property Address	10357 738 RD, BERTRAND, NE 68927-3524
Document Number	000097/514
Book / Page	97 / 514
Instrument Date	Dec 28, 2023
Instrument	2023-01474
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	PREBLE COUNTY TITLE COMPANY, PHELPS COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301475
Date	Dec 28, 2023
Instrument	2023-01475

Lender

Name	WASHINGTON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PHELPS NE
Recording Date	Oct 18, 2022
Property Address	10357 738 RD, BERTRAND, NE 68927-3524
Document Number	000096/589
Book / Page	96 / 589
Instrument Date	Oct 1, 2022
Instrument	1451
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PHELPS NE
Recording Date	Mar 1, 2017
Property Address	10357 738 RD, BERTRAND, NE 68927-3524
Document Number	000091/619
Book / Page	091 / 619
Instrument Date	Feb 21, 2017
Instrument	0311
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Phelps County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Phelps County
Unified School District	Bertrand Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+8.33%)	$333,039 (+23.09%) Land $52,989 Building $280,050	$333,039 (+23.09%) Land $52,989 Building $280,050
2024	$1,992.00 (+238.78%)	$270,566 (+7.5%) Land $52,351 Building $218,215	$270,566 (+7.5%) Land $52,351 Building $218,215
2023	$588.00 Homeowner's exemption	$251,694 Land $52,139 Building $199,555	$251,694 Land $52,139 Building $199,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ATCJET.NET Fixed Wireless	200 / 40
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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