10354 Oakview Pointe Ter, Gotha, FL 34734 Property Records

Orange County property record for 10354 Oakview Pointe Ter, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,412 sqft · built 2002
Lot Size	0.348 acres (15,178 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Oct 2026)
Tax Bill	$7,056 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-6095-00-570`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-6095-00-570`
Alternative APNs	`282232609500570` `261226` `266072` `270619`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,412 sqft Living Area
Gross Area	4,579 sqft
1st Floor Area	3,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,178 sqft (0.348 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	492 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10354 OAKVIEW POINTE TER
City	GOTHA
State	FL
Zip	34734-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	OAKS OF WINDERMERE 47/57 LOT 57
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	OAKS OF WINDERMERE
Legal Tract	6095
Legal Lot Number	57
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2018
Census Tract	14814

Owner

10354 Oakview Pointe Ter is owned by two individuals who bought it in October 2026.

Source: Orange County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1771 BRYAN AVE, WINTER PARK, FL 32789-3956
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CLEAREDGELENDING
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Mar 15, 2006 · Amount on File
Deed Document Number	2026551656
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 5, 2026
Property Address	10354 OAKVIEW POINTE TER, GOTHA, FL 34734-4726
Document Number	0000551656
Instrument Date	Oct 1, 2026
Instrument	2026551656
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FLORIDA TITLE AND ABSTRACT, FLORIDA TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 BRYAN AVE, WINTER PARK, FL 32789-3956

Mortgage

Document Number	0000551657,
Date	Oct 5, 2026
Instrument	2026551657

Lender

Name	CLEAREDGELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10354 OAKVIEW POINTE TER, GOTHA, FL 34734-4726
Document Number	0000620324
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10354 OAKVIEW POINTE TER GOTHA FL 347344726, GOTHA, FL 34734-4726

Mortgage

Document Number	0000620324
Date	Nov 30, 2020
Instrument	620324

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 29, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10354 OAKVIEW POINTE TER, GOTHA, FL 34734-4726
Document Number	0000252687
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10354 OAKVIEW POINTE TER GOTHA FL 347344726, GOTHA, FL 34734-4726

Mortgage

Document Number	0000252687
Date	Apr 24, 2020
Instrument	252687

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10354 Oakview Pointe Ter was $7,056, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,481 (+2.7%)	$706,570 (-1.43%) Land $125,000 Building $581,570
2025	$7,056.00 (+4.33%) Homeowner's exemption	$454,217	$716,820 Land $125,000 Building $591,820
2024	$6,763.00 (+7.32%)
2023	$6,302.00 (+3.29%) Homeowner's exemption	$428,559 (+3%)	$650,343 (+13.78%) Land $125,000 Building $525,343
2022	$6,101.00 Homeowner's exemption	$416,077	$571,561 Land $125,000 Building $446,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10354 Oakview Pointe Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10354 Oakview Pointe Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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