10354 Dunkirk Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10354 Dunkirk Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1984
Lot Size	0.242 acres (10,539 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0961-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0961-0120`
Alternative APNs	`00591513` `591513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,152 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,539 sqft (0.242 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	236 sqft
Patio Area	32 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00591513
Street Address	10354 DUNKIRK RD
City	SPRING HILL
State	FL
Zip	34608-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 961 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	961
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41105

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10354 DUNKIRK RD, SPRING HILL, FL 34608-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
May 17, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Document Number	202272077
Deed Book / Page	4224 / 1446
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0039990205
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2022
Property Address	10354 DUNKIRK RD, SPRING HILL, FL 34608-4208
Document Number	0042241446
Book / Page	4224 / 1446
Map Reference	MB 9 PG 10-15
Instrument Date	Sep 23, 2022
Instrument	2022072077
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2061 MEREDITH DR, 2061, SPRING HILL, FL 34608-5654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10354 DUNKIRK RD, SPRING HILL, FL 34608-4208

Mortgage

Document Number	0042241448
Date	Oct 3, 2022
Instrument	4224/1448

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2021
Property Address	10354 DUNKIRK RD, SPRING HILL, FL 34608-4208
Document Number	0039990205
Book / Page	3999 / 205
Map Reference	MB 9 PG 10-15
Instrument Date	Apr 29, 2021
Instrument	2021036443
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10354 DUNKIRK RD, SPRING HILL, FL 34608-4208

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00	$186,235 (+3.76%) Land $39,521 Building $146,714	$186,235 (+3.76%) Land $39,521 Building $146,714
2023	Additional exemption filed	$179,479 (+214.45%) Land $35,363 Building $144,116
2022	$1,540.00 Homeowner's exemption	$57,078	$179,479 Land $32,671 Building $146,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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