10352 N 450th St, Altamont, IL 62411 Property Records

Effingham County property record for 10352 N 450th St, Altamont, IL 62411

Property Summary

Property Type	Rural Home
Details	1 bd · 844 sqft · built 2012
Lot Size	13.1 acres (572,814 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 2012)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-011-051`

Property Details

APN / Parcel Number

Primary APN	`09-02-011-051`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	844 sqft Base Area
1st Floor Area	844 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	572,814 sqft (13.1 acres)
Garage Type	Mixed
Garage Area	180 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	10352 N 450TH ST
City	ALTAMONT
State	IL
Zip	62411-2163
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S 756FT OF N 1155.92FT OF W 1180FT SE 2142/154 1314/202 1314/198 955/83 530/312
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	1
Census Block	1054
Census Tract	950300

Owner

10352 N 450th St, a rural home, is owned and occupied by two individuals who bought it in January 2012.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4524 E US HIGHWAY 40, ALTAMONT, IL 62411-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Sep 15, 2017	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2012 · Amount on File
Deed Sale	Jan 10, 2012 · Amount on File
Deed Document Number	20121200146
Deed Book / Page	2797 / 247
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10352 N 450TH ST, ALTAMONT, IL 62411-2163
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003716/122
Date	Aug 19, 2021
Book Page	3716/122
Instrument	202121004199

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate	2.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10352 N 450TH ST, ALTAMONT, IL 62411-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3400/145
Date	Jul 19, 2018
Book Page	3400/145
Instrument	201801802920

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10352 N 450TH ST, ALTAMONT, IL 62411-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDGUARD TITLE SERVICES LLC, LANDGUARD TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3333/346
Date	Sep 15, 2017
Book Page	3333/346
Instrument	201701704408

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jun 11, 2018

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10352 N 450th St was $1,567 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00	$31,970 Land $5,820 Building $26,150	$95,910 Land $17,460 Building $78,450
2022	$998.00 Homeowner's exemption	$23,960 Land $4,310 Building $19,650	$71,880 Land $12,930 Building $58,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10352 N 450th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10352 N 450th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10

May also be available: Frontier.

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