10352 Lafoy Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10352 Lafoy Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1993
Lot Size	0.347 acres (15,117 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Feb 2023)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0965-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0965-0010`
Alternative APNs	`00298671` `298671`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,378 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,117 sqft (0.347 acres)
Lot Dimensions	125 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	398 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00298671
Street Address	10352 LAFOY RD
City	SPRING HILL
State	FL
Zip	34608-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 965 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	965
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1031
Census Tract	41105

Owner

10352 Lafoy Rd is owned and occupied by an individual who bought it in February 2023.

Source: Hernando County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10352 LAFOY RD, SPRING HILL, FL 34608-4234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Feb 3, 2023	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	Mar 1, 2001 · Amount on File
Deed Document Number	20236911
Deed Book / Page	4264 / 193
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jul 9, 2026
Property Address	10352 LAFOY RD, SPRING HILL, FL 34608-4234
Document Number	0000046505
Book / Page	4733 / 643
Instrument Date	Jun 23, 2026
Instrument	202646505
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10352 LAFOY RD, SPRING HILL, FL 34608-4234

Mortgage

Document Number	0000046505,
Date	Jul 9, 2026
Book Page	4733/643
Instrument	202646505

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.53%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 3, 2023
Property Address	10352 LAFOY RD, SPRING HILL, FL 34608-4234
Document Number	0042640193
Book / Page	4264 / 193
Map Reference	MB 9 PG 10-15
Instrument Date	Jan 24, 2023
Instrument	2023006911
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15010 NOON CT, SPRING HILL, FL 34610-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10352 LAFOY RD, SPRING HILL, FL 34608-4234

Mortgage

Document Number	0004264195
Date	Feb 3, 2023
Instrument	4264/195

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10352 Lafoy Rd was $3,757.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00	$254,201	$269,770 Land $51,095 Building $218,675
2023		$161,281 Land $161,281
2022	$2,955.00		$241,130 Land $42,176 Building $198,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10352 Lafoy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10352 Lafoy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Nearby Properties on Lafoy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures