10352 Harrison Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10352 Harrison Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,666 sqft · built 1920
Lot Size	4.34 acres (189,050 sqft)
Owner	Individual Name on Record
Tax Bill	$1,785 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-021793`

Property Details

APN / Parcel Number

Primary APN	`03-021793`
Alternative APN	`021793`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,666 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	189,050 sqft (4.34 acres)
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021793
Street Address	10352 HARRISON RD
City	BERLIN
State	MD
Zip	21811-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	4.34 ACS E SIDE HARRISON RD BNDY SUR HOPE RENEE CHEE
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3022
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10352 HARRISON RD, BERLIN, MD 21811-2867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Dec 26, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 29, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2008
Transfer Doc	0050640731
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10352 HARRISON RD, BERLIN, MD 21811-2867
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087210069
Date	Mar 8, 2024
Book Page	8721/69

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10352 HARRISON RD, BERLIN, MD 21811-2867
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086870351
Date	Dec 26, 2023
Book Page	8687/351

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10352 HARRISON RD, BERLIN, MD 21811-2867
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086890191
Date	Dec 29, 2023
Book Page	8689/191

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10352 HARRISON RD, BERLIN, MD 21811-2867
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10352 HARRISON RD, BERLIN, MD 21811-2867

Mortgage

Document Number	0086140092
Date	Aug 2, 2023
Book Page	8614/92

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,785.00 (+4.39%)	$186,967 (+4.55%)	$195,100 (-) Land $58,500 Building $136,600
2025	$1,710.00 (+21.71%)	$178,833 (+21.79%)	$195,100 (+14.29%) Land $58,500 Building $136,600
2023	$1,405.00	$146,833	$170,700 Land $58,500 Building $112,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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