St. Johns County property record for 10351 Co Rd 13 N, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,690 sqft · built 2019 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Sep 2025) |
| Tax Bill | $9,884 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2025 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 017920-0020 |
| Primary APN | 017920-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,690 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Lot Dimensions | 130 ft deep x 155 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 480 sqft |
| Patio Area | 286 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10351 COUNTY ROAD 13 N |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 9 PART OF WANTON GRANT LYING APPROX 2500FT N OF CR208 (EX 100FT IN OR173/503)(EX PARCELS A & B IN OR2539/1031) OR6225/1585 |
| Legal Range | 27E |
| Legal Township | 07S |
| Legal Section | 38 |
| Legal Subdivision | WANTON GRANT |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21004 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Sep 17, 2019 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Jan 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 29, 2019 | Loan Modification, Mortgage · Conventional with PMI HANCOCK WHITNEY BK |
| Aug 29, 2019 | Loan Modification, Mortgage · Conventional with PMI HANCOCK WHITNEY BK |
| Oct 12, 2017 | Warranty Deed, Transfer · Construction Mortgage PACETTI LIVING TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Jan 11, 2022 · Amount on Record |
| Deed Document Number | 202577787 |
| Deed Book / Page | 6225 / 1585 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 129 CANTLEY WAY, SAINT JOHNS, FL 32259-8222 |
| Document Number | 0056410202 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 5641/202 |
| Instrument | 2022091953 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2025 |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0062251585 |
| Book / Page | 6225 / 1585 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025077787 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 MOLLUSK RD, SAINT JOHNS, FL 32259-7350 |
| Name | Verified Name |
|---|---|
| Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0062251588 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 6225/1588 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047961013 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 4796/1013 |
| Instrument | 2019068865 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050881132 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 5088/1132 |
| Instrument | 2020098517 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0054661916 |
| Book / Page | 5466 / 1916 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 2022003701 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | CAPSTONE TITLE LLC, COAST ONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 BRADLEY A MARTIN RD, CLARKSVILLE, TN 37042-7057 |
| Name | Verified Name |
|---|---|
| Address | 129 CANTLEY WAY, SAINT JOHNS, FL 32259-8222 |
| Document Number | 0054661920 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 5466/1920 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0047991747 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10351 COUNTY ROAD 13 N ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092 |
| Document Number | 0047991747 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 004799/001747 |
| Instrument | 70441 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | NEW ORLEANS, LA 70122 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0048521836 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10351 COUNTY ROAD 13 N ST AUGUSTINE FL 320928909, ST AUGUSTINE, FL 32092-8909 |
| Document Number | 0048521836 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 004852/001836 |
| Instrument | 95467 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | NEW ORLEANS, LA 70122 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 18, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 12, 2017 |
| Property Address | 10351 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8909 |
| Document Number | 0044470449 |
| Book / Page | 004447 / 000449 |
| Instrument Date | Sep 2, 2017 |
| Instrument | 69276 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10350 COUNTY ROAD 13 N ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092 |
| Document Number | 44470455 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 004447/000455 |
| Instrument | 69278 |
| Name | PACETTI LIVING TRUST (PT) |
|---|---|
| Address | 3424 STATE ROAD 13, ST JOHNS, FL 32259-9270 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 11, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $855,977 (+14.46%) | $1,093,802 (+10.63%) Land $266,100 Building $827,702 | |
| 2025 | $9,884.00 (-17.61%) Homeowner's exemption | $747,860 (-20.13%) | $988,687 (+5.59%) Land $266,100 Building $722,587 |
| 2024 | $11,997.00 (+61.42%) | $936,340 (+65.56%) | $936,340 (+65.56%) Land $232,184 Building $704,156 |
| 2023 | $7,432.00 (+28.25%) | $565,545 (+8.69%) | $565,545 (+8.69%) Land $232,184 Building $333,361 |
| 2022 | $5,795.00 | $520,348 | $520,348 Land $175,502 Building $344,846 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 21 (2016–2022) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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