1035 S 4th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1035 S 4th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba
Lot Size	0.717 acres (31,230 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Oct 2005)
Tax Bill	$1,745 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-279-011`

Property Details

APN / Parcel Number

Primary APN	`08-27-279-011`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Lot Area	31,230 sqft (0.717 acres)
Lot Dimensions	416 ft deep x 75 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Account Number	0827279011
Street Address	1035 S 4TH ST
City	DEKALB
State	IL
Zip	60115-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN BROS & GALTS SUB - LOT 11 & PT LOT 27
Legal Subdivision	MARTIN BROS & GALTS SUB
Legal Lot Number	11,27
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1000
Census Tract	1400

Owner

1035 S 4th St is owned and occupied by two individuals who bought it in October 2005.

Source: DeKalb County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1035 S 4TH ST, DEKALB, IL 60115-4456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2005 · Amount on File
Deed Sale	Oct 28, 2005 · Amount on File
Deed Document Number	200521502
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Sep 3, 2026
Property Address	1035 S 4TH ST, DEKALB, IL 60115-4456
Document Number	0000007956
Instrument Date	Jul 11, 2026
Instrument	20267956
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 S 4TH ST, DEKALB, IL 60115-4456

Mortgage

Document Number	0000007956,
Date	Sep 3, 2026
Instrument	20267956

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	323 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1035 S 4TH ST, DEKALB, IL 60115-4456
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 S 4TH ST, DEKALB, IL 60115-4456

Mortgage

Document Number	0000000069
Date	Jan 6, 2026
Instrument	2026000069

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,267 Land $11,275 Building $36,992	$144,801 Land $33,825 Building $110,976
2024	$1,745.00
2023		$38,430 Land $8,977 Building $29,453	$115,290 Land $26,931 Building $88,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1035 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1035 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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