1035 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 1035 Rutledge St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,604 sqft · built 1924
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$199,900 (Jun 2023)
Tax Bill$400 (2024)
Deeds & MortgagesJun 2023 Mortgage
Sep 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-25-45-0027-0005

Property Details

APN / Parcel Number

Primary APN001-25-45-0027-0005
Alternative APNs
  • 45-08-08-137-005.000-004
  • 254500270005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,604 sqft Living Area
1st Floor Area913 sqft
AtticAttic
Attic Area889 sqft
Basement Area889 sqft
Finished Basement889 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2015
Construction TypeFrame
Roof MaterialMetal
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions145 ft deep x 27 ft wide
View / LotAlley
Garage Area913 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1035 RUTLEDGE ST
CityGARY
StateIN
Zip46404-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA. HENKES ADD. L.5
Legal SubdivisionA. HENKES ADD
Legal Lot Number5
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2009
Census Tract10900

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1035 RUTLEDGE ST, GARY, IN 46404-2223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer · Conventional Mortgage
CENTIER BANK
Sep 13, 2022Intrafamily Transfer, Transfer
Jun 29, 2021Warranty Deed, Transfer
May 31, 2019Grant Deed, Transfer
MORTGAGE CONNECT LP
Mar 13, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jun 16, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleJun 29, 2021
Deed Document Number2023517691
Prior Transfer DateSep 6, 2022
Prior Transfer Doc0000037536
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 8, 2023
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000017691
Map ReferenceMB 11 PG 1
Instrument DateJun 6, 2023
Instrument2023-517691
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 RUTLEDGE ST, GARY, IN 46404-2223

Mortgage

Document Number0000017692
DateJun 8, 2023
Instrument2023-517692
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 13, 2022
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000037536
Map ReferenceMB 11 PG 1
Instrument DateSep 13, 2022
Instrument2022-537536
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 RUTLEDGE ST, GARY, IN 46404-2223

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 29, 2021
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000015646
Map ReferenceMB 11 PG 1
Instrument DateJun 25, 2021
Instrument2021-515646
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 VERMONT ST, BLUE ISLAND, IL 60406-2614

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateMay 31, 2019
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000032808
Instrument DateApr 24, 2019
Instrument32808
Transaction TypeTransfer
Record UpdatedJun 17, 2019
Title CompanyMORTGAGE CONNECT LP

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5711 N 450 W RENSSELAER IN 479787484, RENSSELAER, IN 47978-7484

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateMar 13, 2019
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000014676
Instrument DateMar 1, 2019
Instrument14676
Transaction TypeForeclosure
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2000 AVENUE OF THE STARS LOS ANGELES CA 900674700, LOS ANGELES, CA 90067-4700

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJun 16, 2017
Property Address1035 RUTLEDGE ST, GARY, IN 46404-2223
Document Number0000036972
Instrument DateJan 25, 2017
Instrument36972
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 DURBAN ST GARY IN 46404, GARY, IN 46404

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$149,000 (+391.75%) Land $4,400 Building $144,600$149,000 (+391.75%) Land $4,400 Building $144,600
2024$400.00 (-51.04%)
2023$30,300 (-5.02%) Land $3,100 Building $27,200$30,300 (-5.02%) Land $3,100 Building $27,200
2022$817.00 (-70.73%)$31,900 Land $3,700 Building $28,200$31,900 Land $3,700 Building $28,200
2021$2,791.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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