Kane County property record for 1035 Riviera Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,857 sqft · built 2007 |
| Owner | 2 Company Names on Record |
| Last Sale | $340,000 (Jul 2016) |
| Tax Bill | $8,215 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-402-041 |
| Primary APN | 05-25-402-041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Basement Area | 1,857 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 1035 RIVIERA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 111 NEA 12 UNIT 83 AS DESC IN DOC 2007K033784 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Legal Unit | 83 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1035 RIVIERA DR, ELGIN, IL 60124-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| May 24, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on Record |
| Deed Sale | Jul 8, 2016 · Amount on Record |
| Prior Sale | Mar 26, 2007 · Amount on Record |
| Deed Document Number | 201634687 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0000040119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1035 RIVIERA DR, ELGIN, IL 60124-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | LAKESHORE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000083497 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021K083497 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 24, 2021 |
| Property Address | 1035 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000040119 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021K040119 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1035 RIVIERA DR, ELGIN, IL 60124-3120 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,215.00 (-1.24%) Homeowner's exemption Senior Citizen's exemption | $122,166 (+7.79%) Land $14,896 Building $107,270 | $366,645 (+7.79%) Land $44,706 Building $321,939 |
| 2024 | $113,337 (+8.34%) Land $13,819 Building $99,518 | $340,147 (+8.38%) Land $41,474 Building $298,673 | |
| 2022 | $8,318.00 (+0.79%) Homeowner's exemption | $104,617 (+3.51%) Land $12,013 Building $92,604 | $313,851 (+3.51%) Land $36,039 Building $277,812 |
| 2021 | $8,253.00 Homeowner's exemption | $101,070 Land $11,606 Building $89,464 | $303,210 Land $34,818 Building $268,392 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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