1035 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 1035 Ridge Rd, Munster, IN 46321

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,590 sqft · built 1973
Lot Size0.226 acres (9,864 sqft)
OwnerIndividual Name on File
Tax Bill$4,938 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-18-28-0126-0011

Property Details

APN / Parcel Number

Primary APN007-18-28-0126-0011
Alternative APNs
  • 45-07-19-176-020.000-027
  • 182801260011

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,590 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,864 sqft (0.226 acres)
Lot Dimensions137 ft deep x 72 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0126-0011
Old Parcel Number182801260011
Street Address1035 RIDGE RD
CityMUNSTER
StateIN
Zip46321-1849
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionFAIRVIEW ADD LOT 11 & S 1/2 VACATED 20' ALLEY ADJ
Legal SubdivisionFAIRVIEW ADDITION
Legal Lot Number11
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group4
Census Block4012
Census Tract40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1035 RIDGE RD, MUNSTER, IN 46321-1849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2020
Deed SaleOct 27, 2020
Prior SaleJan 21, 2020
Deed Document Number2020-076885
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 27, 2020
Property Address1035 RIDGE RD, MUNSTER, IN 46321-1849
Document Number0000076885
Map ReferenceMB 25 PG 61
Instrument DateOct 15, 2020
Instrument2020-076885
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 RIDGE RD, MUNSTER, IN 46321-1849

Mortgage

Document Number0000076886
DateOct 27, 2020
Instrument2020-076886
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323,100 (+13.05%) Land $52,800 Building $270,300$323,100 (+13.05%) Land $52,800 Building $270,300
2024$4,938.00 (+2.55%)
2023$285,800 (+5.81%) Land $55,300 Building $230,500$285,800 (+5.81%) Land $55,300 Building $230,500
2022$4,815.00$270,100 Land $55,300 Building $214,800$270,100 Land $55,300 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims129 (1982–2026)
Claims Outside the SFHA8 of 129
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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