1035 Nick Watts Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1035 Nick Watts Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,230 sqft · built 2019
Lot Size	8.79 acres (382,892 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`268-00-00-076`

Property Details

APN / Parcel Number

Primary APN	`268-00-00-076`
Alternative APN	`2669`

Interior

Stories	2 Stories
Building Area	4,230 sqft Gross Area

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Lot Area	382,892 sqft (8.79 acres)

Location & Zoning

Account Number	2669
Street Address	1035 NICK WATTS RD
City	LUGOFF
State	SC
Zip	29078-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 1B
Legal Subdivision	CYNTHIA ANN MCLEOD & CLAUDIA M
Legal Lot Number	1B
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1035 NICK WATTS RD, LUGOFF, SC 29078-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage DISCOVER BK
Jun 4, 2018	Quit Claim Deed, Mortgage FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018
Deed Sale	Jun 4, 2018
Deed Document Number	0003867224
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1035 NICK WATTS RD, LUGOFF, SC 29078-9011
Document Number	0000001218
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 NICK WATTS RD LUGOFF SC 290789011, LUGOFF, SC 29078-9011

Mortgage

Document Number	0000001218
Date	Feb 11, 2020
Book Page	004167/000018
Instrument	1218

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2040

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 4, 2018
Property Address	1035 NICK WATTS RD, LUGOFF, SC 29078-9011
Document Number	0000004249
Book / Page	003867 / 000224
Instrument Date	Jun 4, 2018
Instrument	4249
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1303 COLIE BRANHAM RD LUGOFF SC 290789709, LUGOFF, SC 29078-9709

Mortgage

Document Number	4250
Date	Jun 4, 2018
Book Page	003867/000227
Instrument	4250

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2038

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+723.15%)	$273,600 (-) Land $15,900 Building $257,700	$320,895 (-)
2023	$203.00	$273,600 Land $15,900 Building $257,700	$320,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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