1035 N Commerce St, Stockton, CA 95202 Property Records

San Joaquin County property record for 1035 N Commerce St, Stockton, CA 95202

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,240 sqft · built 1923
Lot Size	0.159 acres (6,930 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Jun 2022)
Tax Bill	$7,887 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`137-130-120-000`

Property Details

APN / Parcel Number

Primary APN	`137-130-120-000`
Alternative APN	`137-130-12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,930 sqft (0.159 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	137-130-12
Street Address	1035 N COMMERCE ST
City	STOCKTON
State	CA
Zip	95202-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST/CENTER STREET BLK 64 LOT 7,9,1
Legal Subdivision	WEST OF CENTER
Legal Block	4
Legal Lot Number	7,9
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	4
Census Block	4023
Census Tract	402

Owner

1035 N Commerce St is owned and occupied by two individuals who bought it in June 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 6, 2021	Public Action, Foreclosure
Mar 2, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2017	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	202273101
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000060372
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 10, 2022
Property Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Document Number	0000073101
Instrument Date	May 2, 2022
Instrument	2022-073101
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218

Mortgage

Document Number	0000073102
Date	Jun 10, 2022
Instrument	2022-073102

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OLD STOCKTON RD 124, 124, OAKDALE, CA 95361-2640

Mortgage

Document Number	0000030039
Date	Mar 7, 2022
Instrument	2022-030039

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2021
Property Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Document Number	0000060372
Instrument Date	Apr 5, 2021
Instrument	2021-060372
Transaction Type	Foreclosure
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 2, 2017
Property Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Document Number	0000025048
Instrument Date	Mar 1, 2017
Instrument	25048
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 N COMMERCE ST STOCKTON CA 952021218, STOCKTON, CA 95202-1218

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1035 N COMMERCE ST, STOCKTON, CA 95202-1218
Document Number	0000022174
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 N COMMERCE ST STOCKTON CA 952021218, STOCKTON, CA 95202-1218

Tax Assessment & Valuation

The 2026 property tax bill for 1035 N Commerce St was $7,887, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,887.00 (+2.9%)
2025	$7,665.00	$625,049 Land $127,344 Building $497,705
2023	$7,376.00 (+59.48%)	$600,780 Land $122,400 Building $478,380	$617,940
2022	$4,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1035 N Commerce St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1035 N Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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