1035 Mockingbird Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 1035 Mockingbird Cir, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1975
Lot Size	0.27 acres (11,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,800 (Sep 1995)
Tax Bill	$897 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663510-000250`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663510-000250`
Alternative APNs	`012926663510000250` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,465 sqft
1st Floor Area	1,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,752 sqft (0.27 acres)
Lot Dimensions	113 ft deep x 99 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	565 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1035 MOCKINGBIRD CIR
City	WINTER HAVEN
State	FL
Zip	33884-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GARDEN GROVE SOUTH PB 63 PG 1 LOT 25
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	GARDEN GROVE SOUTH PHASE 1 AND 2
Legal Tract	663510
Legal Block	2
Legal Lot Number	25
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1035 MOCKINGBIRD CIR, WINTER HAVEN, FL 33884-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1995 · Amount on Record
Deed Sale	Sep 29, 1995 · Amount on Record
Deed Book / Page	3585 / 205
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1035 MOCKINGBIRD CIR, WINTER HAVEN, FL 33884-2580
Document Number	0110402212
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1035 MOCKINGBIRD CIR WINTER HAVEN FL 338842580, WINTER HAVEN, FL 33884-2580

Mortgage

Document Number	0110402212
Date	Nov 14, 2019
Book Page	011040/002212
Instrument	241850

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,580 (+2.7%)	$285,375 (+4.45%) Land $35,000 Building $250,375
2025	$897.00 (-31.53%) Homeowner's exemption	$109,620 (+5.99%)	$273,210 (+0.68%) Land $35,000 Building $238,210
2023	$1,310.00 (+4.72%) Homeowner's exemption	$103,428 (+3%)	$271,357 (+6.97%) Land $34,000 Building $237,357
2022	$1,251.00 Homeowner's exemption	$100,416	$253,677 Land $28,000 Building $225,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30