1035 Lee St, Covington, KY 41011 Property Records

Kenton County property record for 1035 Lee St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1899
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2024)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-08-015.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-08-015.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,040 sqft Finished Area
Gross Area	2,072 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1035 LEE ST
City	COVINGTON
State	KY
Zip	41011-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VON HOENE LOT 15
Legal Subdivision	VONHOENE & OVERMAN
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2014
Census Tract	60700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1035 LEE ST, COVINGTON, KY 41011-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 19, 2024	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 9, 2021	Affidavit, Transfer
Jan 11, 2021	Deed of Trust, Construction Loan · Line of Credit CATALYTIC DEV FNDG CORP/NTHRN
Mar 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	202457
Deed Book / Page	275 / 117
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 LEE ST, COVINGTON, KY 41011-2208

Mortgage

Document Number	0000001934
Date	Feb 2, 2026
Book Page	729/621
Instrument	26059000001934

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 19, 2024
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Document Number	0005900057
Book / Page	KC 275 / 117
Map Reference	PL 328
Instrument Date	Mar 15, 2024
Instrument	24031905900057
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 E ORCHARD RD, FT MITCHELL, KY 41011-2658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 LEE ST, COVINGTON, KY 41011-2208

Mortgage

Document Number	0005900058
Date	Mar 19, 2024
Book Page	KCM 533/647
Instrument	24031905900058

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 9, 2021
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Document Number	0005900067
Book / Page	130 / 30
Instrument Date	Oct 26, 2021
Instrument	21110905900067
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 CIFTLANE, 1220, CINCINNATI, OH 45208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 ORCHANGE RD, FT MITCHELL, KY 41017
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900068
Date	Nov 9, 2021
Instrument	21110905900068

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 26, 2022

November 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	KENTON KY
Recording Date	Nov 9, 2021
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Document Number	0005900066
Book / Page	130 / 28
Map Reference	PL 347
Instrument Date	Oct 26, 2021
Instrument	21110905900066
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jan 11, 2021
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Document Number	0000000038
Book / Page	00M152 / 000386
Instrument Date	Jan 6, 2021
Instrument	38
Transaction Type	Construction Loan
Record Updated	Apr 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1220 CLIFF LN CINCINNATI OH 452084412, CINCINNATI, OH 45208-4412

Mortgage

Document Number	0000000038
Date	Jan 11, 2021
Book Page	00M152/000386
Instrument	38

Lender

Name	CATALYTIC DEV FNDG CORP/NTHRN
Address	50 E RIVERCENTER BLVD # 260, COVINGTON, KY 41011-1602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 10, 2024

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2020
Property Address	1035 LEE ST, COVINGTON, KY 41011-2208
Document Number	0000000365
Book / Page	000011 / 000561
Instrument Date	Mar 6, 2020
Instrument	365
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 E CENTRAL PKWY #509 CINCINNATI OH 452027256, 509, CINCINNATI, OH 45202-7256

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,000 (-) Land $10,000 Building $440,000	$450,000 (-) Land $10,000 Building $440,000
2025	$5,962.00 (+194.57%)	$450,000 (+196.05%) Land $5,000 Building $445,000	$450,000 (+196.05%) Land $5,000 Building $445,000
2023	$2,024.00	$152,000 Land $5,000 Building $147,000	$152,000 Land $5,000 Building $147,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

1035 Lee St, Covington, KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Affidavit, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Deed of Trust, Construction Loan

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Lee St

Nearby Streets

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