1035 Gates Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1035 Gates Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,932 sqft · built 1975
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Apr 2011)
Tax Bill$9,705 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN422800 58.18-1-22

Property Details

APN / Parcel Number

Primary APN422800 58.18-1-22
Alternative APN
  • 280005801800010220000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,932 sqft Living Area
1st Floor Area1,176 sqft
2nd Floor Area756 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions155 ft deep x 105 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1035 GATES DR
CitySCHENECTADY
StateNY
Zip12306-5627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR2STY,G2,BF,FP,TLSH,SP WESTCOT EST 2-32 6.-449-9
Legal Block1
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1012
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1035 GATES DR, SCHENECTADY, NY 12306-5627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2017Deed of Trust, Mortgage
SUSTAINABLE NEIGHBORHOODS LLC
Jul 8, 2019Loan Modification, Mortgage · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2011 · Amount on Record
Deed SaleApr 6, 2011 · Amount on Record
Prior SaleMar 30, 2005 · Amount on Record
Deed Document Number201113310
Deed Book / Page1836 / 388
Last Transfer DateSep 20, 2013
Transfer Doc0000044126
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1035 GATES DR, SCHENECTADY, NY 12306-5627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053297
DateNov 27, 2017
Book Page4803/058
Instrument201753297
Lender
NameSUSTAINABLE NEIGHBORHOODS LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10004
Agreement
AmountAmount Recorded

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1035 GATES DR, SCHENECTADY, NY 12306-5627
Document Number0000048445
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 GATES DR SCHENECTADY NY 123065627, SCHENECTADY, NY 12306-5627

Mortgage

Document Number0000048445
DateOct 24, 2019
Book Page004948/000627
Instrument48445
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,705.00$242,000 (-) Land $27,000 Building $215,000$372,300 (+16.93%) Land $41,538 Building $330,762
2023$242,000 Land $27,000 Building $215,000$318,400 Land $35,524 Building $282,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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