Lake County property record for 1035 Garden Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 660 sqft · built 1930 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,300 (May 2026) |
| Tax Bill | $3,398 (2023) |
| Deeds & Mortgages | May 2026 Foreclosure Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-G-00-031-0 |
| Primary APN | 27-B-057-G-00-031-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 668 sqft |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 8 sqft |
| Deck Area | 25 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1035 GARDEN RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 201700 |
1035 Garden Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Lake County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3942 GLENRIDGE DR, SHERMAN OAKS, CA 91423-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Jan 3, 2017 | Loan Modification, Mortgage · Conventional with PMI CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Aug 8, 1973 |
| Deed Document Number | 202611144 |
| Prior Transfer Date | May 18, 2026 |
| Prior Transfer Doc | 0000011144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 26, 2026 |
| Property Address | 1035 GARDEN RD, WILLOUGHBY, OH 44094-7319 |
| Document Number | 0000011144 |
| Instrument Date | May 18, 2026 |
| Instrument | 202611144 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $36,077.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3942 GLENRIDGE DR, SHERMAN OAKS, CA 91423-4645 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 1035 GARDEN RD, WILLOUGHBY, OH 44094-7319 |
| Document Number | 0000006862 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1035 GARDEN RD WILLOUGHBY OH 440947319, WILLOUGHBY, OH 44094-7319 |
| Document Number | 0000006862 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 6862 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Mar 16, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $41,370 Land $11,190 Building $30,180 | $118,200 Land $31,970 Building $86,230 |
| 2023 | $3,398.00 (+68.97%) Homeowner's exemption Senior Citizen's exemption | $35,890 (-) Land $9,480 Building $26,410 | |
| 2022 | $2,011.00 Homeowner's exemption Senior Citizen's exemption | $35,890 Land $9,480 Building $26,410 | |
| 2021 | $102,550 Land $27,080 Building $75,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1035 Garden Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1986–2006) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1035 Garden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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