1035 E 780 N, Layton, UT 84040 Property Records

Davis County property record for 1035 E 780 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,788 sqft · built 1977
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-007-0082`

Property Details

APN / Parcel Number

Primary APN	`11-007-0082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	1,795 sqft

Exterior

Year Built	Built 1977
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1035 E 780 N
City	LAYTON
State	UT
Zip	84040-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 82, ASPEN HEIGHTS SUB UNIT THREE. CONT. 0.23 ACRES
Legal Subdivision	ASPEN HEIGHTS
Legal Lot Number	82
Legal Unit	T
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1005
Census Tract	125905

Owner

Source: Davis County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1035 E 780 N, LAYTON, UT 84040-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Mar 19, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME MORTGAGE LENDING INC
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage GOPRIME MORTGAGE INC
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jun 19, 2026
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Document Number	0003672901
Book / Page	9020 / 213
Instrument Date	Jun 8, 2026
Instrument	20263672901
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 780 N, LAYTON, UT 84040-3432

Mortgage

Document Number	0003672901,
Date	Jun 19, 2026
Book Page	9020/213
Instrument	20263672901

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 780 N, LAYTON, UT 84040-3432

Mortgage

Document Number	08481/1019
Date	Apr 15, 2024
Book Page	8481/1019
Instrument	3567741

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003038804
Date	Aug 15, 2017
Book Page	6828/956
Instrument	3038804

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003148890
Date	Mar 19, 2019
Book Page	7222/0716
Instrument	3148890

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN NATIONAL TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003219520
Date	Jan 21, 2020
Book Page	7432/0515
Instrument	3219520

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution
Address	APEX, NC 27502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1035 E 780 N, LAYTON, UT 84040-3432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BACKMAN TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003291186
Date	Sep 9, 2020
Book Page	7591/4363
Instrument	3291186

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (+4.59%)	$286,000 (-42.34%) Land $123,792 Building $162,208	$520,000 (+4.84%) Land $225,076 Building $294,924
2024	$1,654.00 (-37.84%)
2023	$2,661.00 (-3.59%)	$496,000 Land $199,490 Building $296,510	$496,000 Land $199,490 Building $296,510
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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