1035 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1035 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1926
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Dec 2009)
Tax Bill	$1,336 (2024)
Deeds & Mortgages	Apr 2017 Transfer Dec 2009 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-254-023.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-254-023.000-023`
Alternative APN	`01610321347`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	816 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321347
Street Address	1035 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	65
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4003
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1035 E 4TH ST, MISHAWAKA, IN 46544-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Intrafamily Transfer, Transfer
Dec 14, 2009	Land Contract, Transfer
Jun 20, 2005	Warranty Deed, Transfer · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2009 · Amount on Record
Deed Sale	Dec 14, 2009 · Amount on Record
Prior Sale	Jun 20, 2005
Deed Document Number	0000940573
Last Transfer Date	Apr 3, 2017
Transfer Doc	0001707689
Record Updated	Sep 20, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 3, 2017
Property Address	1035 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0001707689
Instrument Date	Jul 15, 2015
Instrument	1707689
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11703 LINCOLNWAY, OSCEOLA, IN 46561-1923

December 2009: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 14, 2009
Property Address	1035 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0000940573
Instrument Date	Dec 14, 2009
Instrument	0940573
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 PRAIRIE AVE, MISHAWAKA, IN 46544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 4TH ST, MISHAWAKA, IN 46544-2727
Investor	Possibly a Property Investor

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 20, 2005
Property Address	1035 E 4TH ST, MISHAWAKA, IN 46544-2727
Document Number	0000526724
Instrument Date	Jun 7, 2005
Instrument	0526724
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526726
Date	Jun 20, 2005
Instrument	0526726

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2025

Mortgage

Document Number	0000526725
Date	Jun 20, 2005
Instrument	0526725

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Jul 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.87%
Max Rate At Change	9.37%
Index	6-Month LIBOR
Margin	8
Max Rate	14.8%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,200 (-4.44%) Land $24,800 Building $78,400	$103,200 (-4.44%) Land $24,800 Building $78,400
2024	$1,336.00 (+10.87%)
2023	$1,205.00 (-2.9%)	$108,000 (-2.26%) Land $24,800 Building $83,200	$108,000 (-2.26%) Land $24,800 Building $83,200
2022	$1,241.00 Homeowner's exemption	$110,500 Land $24,800 Building $85,700	$110,500 Land $24,800 Building $85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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