1035 Cobblers Xing, Elgin, IL 60120 Property Records

Cook County property record for 1035 Cobblers Xing, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1989
Lot Size	0.217 acres (9,472 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2017)
Tax Bill	$6,481 (2023)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-204-014`

Property Details

APN / Parcel Number

Primary APN	`06-07-204-014`
Alternative APN	`06-07-204-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,472 sqft (0.217 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1035 COBBLERS CROSSING CT
City	ELGIN
State	IL
Zip	60120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT1
Legal Block	6
Legal Lot Number	76
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4008
Census Tract	804403

Owner

1035 Cobblers Xing is owned by two individuals who bought it in June 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1035 COBBLERS XING, ELGIN, IL 60120-4921
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP
Jun 1, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Document Number	201749313
Prior Transfer Date	Nov 2, 2012
Prior Transfer Doc	0000047045
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1035 COBBLERS XING, ELGIN, IL 60120-4921
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	PRECISE TITLE INC, PRECISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034246468
Date	Dec 8, 2021
Instrument	2134246468

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1035 COBBLERS XING, ELGIN, IL 60120-4921
Document Number	2035233084
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1035 COBBLERS XING ELGIN IL 601204921, ELGIN, IL 60120-4921

Mortgage

Document Number	2035233084
Date	Dec 17, 2020
Instrument	35233084

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2035

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 1, 2017
Property Address	1035 COBBLERS XING, ELGIN, IL 60120-4921
Document Number	1715249313
Instrument Date	May 25, 2017
Instrument	15249313
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	600 N SALEM DR #104 HOFFMAN ESTATES IL 601692823, 104, HOFFMAN ESTATES, IL 60169-2823

Mortgage

Document Number	1715249314
Date	Jun 1, 2017
Instrument	15249314

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $7,578 Building $30,422	$380,000 Land $75,780 Building $304,220
2023	$6,481.00 (+3.38%)
2022	$6,269.00 Homeowner's exemption	$25,832 Land $6,630 Building $19,202	$258,320 Land $66,300 Building $192,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1035 Cobblers Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1035 Cobblers Xing has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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