1035 10th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 1035 10th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1978
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,180 (Mar 2023)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B022630`

Property Details

APN / Parcel Number

Primary APN	`000B022630`
Alternative APNs	`03-0821-08-1-21-18-0000` `R0337963` `B022630` `B02263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Neighborhood / Spot
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	37 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1035 10TH AVE
City	LAUREL
State	MT
Zip	59044-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CHERRY HILL SUBD, S08, T02 S, R24 E, BLOCK 5, LOT 18
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	CHERRY HILL SUBD
Legal Block	5
Legal Lot Number	18
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1035
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1035 10TH AVE, LAUREL, MT 59044-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · USDA Mortgage NEW AMERICAN FUNDING
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC FCU
Jul 28, 2017	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Jul 28, 2017
Deed Document Number	20234043452
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 27, 2023
Property Address	1035 10TH AVE, LAUREL, MT 59044-1620
Document Number	0004043452
Map Reference	DOC 1031253
Instrument Date	Mar 27, 2023
Instrument	4043452
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4903 OLD HIGHWAY 10 W, LAUREL, MT 59044-9731

Mortgage

Document Number	0004043453
Date	Mar 27, 2023
Instrument	4043453

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1035 10TH AVE, LAUREL, MT 59044-1620
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004034296
Date	Nov 9, 2022
Instrument	4034296

Lender

Name	ATLANTIC FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 28, 2017
Property Address	1035 10TH AVE, LAUREL, MT 59044-1620
Document Number	0003821192
Instrument Date	Jul 27, 2017
Instrument	3821192
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1035 10TH AVE LAUREL MT 590441620, LAUREL, MT 59044-1620

Mortgage

Document Number	3821193
Date	Jul 28, 2017
Instrument	3821193

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,700 (-) Land $74,228 Building $245,472	$319,700 (-) Land $74,228 Building $245,472
2025	$2,121.00 (-19.32%)	$319,700 (+17.84%) Land $74,228 Building $245,472	$319,700 (+17.84%) Land $74,228 Building $245,472
2024	$2,629.00 (+21.71%)
2023	$2,160.00	$271,300	$271,300 Land $68,037 Building $203,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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