10348 Rte 62, Gowanda, NY 14070 Property Records

Cattaraugus County and Persia Town property record for 10348 Rte 62, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,708 sqft · built 1927
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2025)
Tax Bill	$2,763 (2026)
Deeds & Mortgages	Jun 2021 Refinance Apr 2025 Sale & Mortgage + 1 more
APN	`047289 16.002-3-3.1`

Property Details

APN / Parcel Number

Primary APN	`047289 16.002-3-3.1`
Alternative APNs	`728901600200030030010000` `0208`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	5 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	924 sqft
2nd Floor Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	151 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0208
Street Address	10348 ROUTE 62
City	GOWANDA
State	NY
Zip	14070-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF
Legal Block	3
Legal Lot Number	3.001
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	PERSIA
Census Block Group	1
Census Block	1022
Census Tract	960400

Owner

Source: Cattaraugus County and Persia Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5400 S PARK AVE, HAMBURG, NY 14075-3066
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Apr 3, 2025	Warranty Deed, Transfer · VA Mortgage PREMIUM MORTGAGE CO
Oct 30, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Mar 29, 2010 · Amount on Record
Deed Document Number	20254390
Prior Transfer Date	Oct 9, 2024
Prior Transfer Doc	0000013000
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	10348 ROUTE 62, GOWANDA, NY 14070-9690
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006980
Date	Jun 17, 2021
Instrument	202106980

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Apr 3, 2025
Property Address	10348 ROUTE 62, GOWANDA, NY 14070-9690
Document Number	0000004390
Instrument Date	Apr 2, 2025
Instrument	202504390
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S PARK AVE, HAMBURG, NY 14075-3066

Mortgage

Document Number	0000004391
Date	Apr 3, 2025
Instrument	202504391

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Oct 30, 2024
Property Address	10348 ROUTE 62, GOWANDA, NY 14070-9690
Document Number	0000013000
Instrument Date	Oct 9, 2024
Instrument	202413000
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10348 ROUTE 62, GOWANDA, NY 14070-9690

Tax Assessment & Valuation

Source: Cattaraugus County and Persia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
County Subdivision	Persia Town
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,763.00 (+1.73%)
2025	$2,716.00 (+15.13%)	$126,100 (+13.4%) Land $5,800 Building $120,300	$126,100 (+13.4%) Land $5,800 Building $120,300
2024	$2,359.00
2023		$111,200 Land $5,800 Building $105,400	$111,200 Land $5,800 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009)
Most Recent Claim	Aug 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Armstrong.

Cell Coverage

5G and 4G LTE (outdoors only)

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