10348 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10348 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 2007
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2021)
Tax Bill$6,981 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN0777750402

Property Details

APN / Parcel Number

Primary APN0777750402
Alternative APN
  • U19312099D000005000520

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Heated Area
1st Floor Area1,570 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Patio Area140 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750402
Street Address10348 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 52 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Block5
Legal Lot Number52
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10348 CELTIC ASH DR, RUSKIN, FL 33573-6737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Warranty Deed, Transfer · Conventional Mortgage
VAN DYK MORTGAGE CORP
Sep 21, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2021 · Amount on Record
Deed SaleJan 13, 2021 · Amount on Record
Prior SaleJan 8, 2013 · Amount on Record
Deed Document Number2021017660
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 13, 2021
Property Address10348 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000017660
Map ReferenceMB 112 PG 62-83
Instrument DateJan 11, 2021
Instrument2021017660
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySTRATEGIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1904 CANTERBURY LN, 1904, SUN CITY CENTER, FL 33573-5673

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10348 CELTIC ASH DR, RUSKIN, FL 33573-6737

Mortgage

Document Number0000017661
DateJan 13, 2021
Instrument2021017661
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10348 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0270420655
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address10348 CELTIC ASH DR RUSKIN FL 335736737, RUSKIN, FL 33573-6737

Mortgage

Document Number0270420655
DateOct 21, 2019
Book Page027042/000655
Instrument451287
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 20, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,981.00 (+12.47%) Homeowner's exemption$285,678 (+3.59%) Land $95,127 Building $190,551$285,678 (+3.59%) Land $95,127 Building $190,551
2023$6,207.00 (-2.54%) Homeowner's exemption$275,787 (+10.08%) Land $88,332 Building $187,455$275,787 (+10.08%) Land $88,332 Building $187,455
2022$6,369.00$250,533 Land $64,994 Building $185,539$250,533 Land $64,994 Building $185,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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