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10347 Champions Way, Laurel, MD 20723 Property Records

Howard County property record for 10347 Champions Way, Laurel, MD 20723

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,944 sqft · built 1990
Lot Size0.326 acres (14,216 sqft)
Owner2 Individual Names on Record
Last Sale$739,000 (Nov 2020)
Tax Bill$11,660 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-521398

Property Details

APN / Parcel Number

Primary APN06-521398
Alternative APNs
  • 6521398
  • 521398

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,944 sqft Total Area
Basement Area1,104 sqft
Finished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,216 sqft (0.326 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area144 sqft
Patio Area468 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number521398
Street Address10347 CHAMPIONS WAY
CityLAUREL
StateMD
Zip20723-5746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 69 .33 A 10347 CHAMPIONS WAY HUNTERS CREEK FARM S1 A2
Legal SubdivisionCHAMPIONS WAY HUNTERS CREEK
Legal Lot Number69
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1001
Census Tract606807

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 12, 2019Grant Deed, Transfer · Conventional Mortgage
NAVY FCU
Jan 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleApr 12, 2019 · Amount on Record
Deed Book / Page19969 / 1
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0185320079
Record UpdatedOct 29, 2026

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateNov 30, 2020
Property Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746
Document Number0199690001
Book / Page19969 / 1
Map ReferencePL 8225
Instrument DateNov 13, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746

Mortgage

Document Number199699
DateNov 30, 2020
Instrument19969/9
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateApr 12, 2019
Property Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746
Document Number0186230015
Book / Page018623 / 000015
Instrument DateMar 22, 2019
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyR AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10347 CHAMPIONS WAY LAUREL MD 207235746, LAUREL, MD 20723-5746

Mortgage

Document Number186230021
DateApr 12, 2019
Book Page018623/000021
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateJan 28, 2019
Property Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746
Document Number0185320079
Book / Page018532 / 000079
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10347 CHAMPIONS WAY LAUREL MD 207235746, LAUREL, MD 20723-5746

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateJan 28, 2019
Property Address10347 CHAMPIONS WAY, LAUREL, MD 20723-5746
Document Number0185320083
Book / Page018532 / 000083
Instrument DateOct 26, 2018
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10347 CHAMPIONS WAY LAUREL MD 207235746, LAUREL, MD 20723-5746

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,660.00 (+1.2%) Homeowner's exemption$826,567 (+4.3%)$894,700 (+12.9%) Land $296,600 Building $598,100
2025$11,522.00 (+4.81%) Homeowner's exemption$792,500 (+11.97%) Land $246,600 Building $545,900$792,500 (-) Land $246,600 Building $545,900
2024$10,993.00 (+46.73%)
2023$707,767$792,500 Land $246,600 Building $545,900
2022$7,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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