Cook County property record for 10346 S Spaulding Ave, Chicago, IL 60655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1943 |
| Lot Size | 0.118 acres (5,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,451 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-14-205-015 |
| Primary APN | 24-14-205-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,120 sqft (0.118 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 10346 S SPAULDING AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60655-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (GUNNS) SUB OF E70ACS OF N100ACS OF NE SEC 14-37-13 |
| Legal Range | 13E |
| Legal Township | 37N |
| Legal Section | 14 |
| Legal Subdivision | GUNNS SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 740200 |
10346 S Spaulding Ave is owned and occupied by an individual who acquired it in December 2020.
Source: Cook County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL B/C CREDIT |
| Jul 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP |
| Mar 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO PATROLMEN'S FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2010 |
| Deed Sale | Nov 9, 2010 |
| Prior Sale | Oct 22, 2002 · Amount on File |
| Deed Document Number | 201012020 |
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000020233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 22, 2026 |
| Property Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 0000016002 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202616002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 0000016002, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202616002 |
| Name | NATIONAL B/C CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 13, 2021 |
| Property Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 0019420233 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2119420233 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 0019420234 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2119420234 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10346 S SPAULDING AVE, CHICAGO, IL 60655-2416 |
| Document Number | 1907149586 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 10346 S SPAULDING AVE CHICAGO IL 606552416, CHICAGO, IL 60655-2416 |
| Document Number | 1907149586 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 7149586 |
| Name | CHICAGO PATROLMEN'S FCU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 11, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,278 Land $6,400 Building $22,878 | $292,780 Land $64,000 Building $228,780 | |
| 2023 | $4,451.00 (+3.06%) | ||
| 2022 | $4,319.00 (-9.51%) Homeowner's exemption | $24,360 (-9.78%) Land $5,120 Building $19,240 | $243,600 (-9.78%) Land $51,200 Building $192,400 |
| 2021 | $4,773.00 Homeowner's exemption | $27,000 Land $5,120 Building $21,880 | $270,000 Land $51,200 Building $218,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10346 S Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10346 S Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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