Harrison County property record for 10346 Cottage Ct, Diberville, MS 39540
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,750 sqft · built 2005 |
| Lot Size | 0.115 acres (5,028 sqft) |
| Owner | Company Name on File |
| Last Sale | $223,100 (Mar 2026) |
| Tax Bill | $2,046 (2025) |
| Deeds & Mortgages | Nov 2014 Mortgage Jul 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1309A-03-123.008 |
| Primary APN | 1309A-03-123.008 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,750 sqft Adjusted Area |
| 1st Floor Area | 1,524 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,028 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10346 COTTAGE CT |
|---|---|
| City | DIBERVILLE |
| State | MS |
| Zip | 39540-4727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BRODIE CROSSING SUBD PH 3 |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | BRODIE CROSSING SUBD PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3308 |
Source: Harrison County assessment roll, APN 1309A-03-123.008, as of November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6825 ENCLAVE LN, OCEAN SPRINGS, MS 39564-5693 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 05, 2014 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Jul 03, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEESLER FCU |
| Sep 17, 2025 | Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Mar 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage PARK PLACE FINANCE LLC |
| May 01, 2017 | Deed of Trust, Mortgage KEESLER FCU |
| May 01, 2017 | Warranty Deed, Transfer KEESLER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2025 · Amount on Record |
| Deed Document Number | 20261117 |
| Prior Transfer Date | Sep 03, 2025 |
| Prior Transfer Doc | 0000001117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02014/3084 |
|---|---|
| Date | Nov 05, 2014 |
| Book Page | 2014/3084 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Document Number | 20250004560TJ2 |
|---|---|
| Date | Jul 03, 2025 |
| Instrument | 2025-0004560-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | GULFPORT, MS 39503 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | May 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 17, 2025 |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Document Number | 20250006588DJ2 |
| Instrument Date | Sep 03, 2025 |
| Instrument | 2025-0006588-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Name | Verified Name |
|---|---|
| Address | 6825 ENCLAVE LN, OCEAN SPRINGS, MS 39564-5693 |
| Document Number | 20250006589TJ2 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025-0006589-T-J2 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 03, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 02, 2026 |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Document Number | 20260001117DJ2 |
| Map Reference | MB 20 PG 8 |
| Instrument Date | Sep 03, 2025 |
| Instrument | 2026-0001117-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1582, OCEAN SPRINGS, MS 39566-1582 |
| Document Number | 20260001118TJ2 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 2026-0001118-T-J2 |
| Name | PARK PLACE FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170001305TJ2 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017-0001305-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 01, 2017 |
| Property Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Document Number | 20170000924DJ2 |
| Map Reference | PL 20 PG 8 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017-0000924-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7201 OAK COVE DR, BILOXI, MS 39532-5058 |
| Name | Verified Name |
|---|---|
| Address | 10346 COTTAGE CT, DIBERVILLE, MS 39540-4727 |
| Document Number | 20170001305TJ2 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017-0001305-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Harrison County assessment roll as of November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | D'Iberville City |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,046.00 (+3.81%) | $17,987 (+3.65%) | $119,908 (+3.65%) Land $28,750 Building $91,158 |
| 2024 | $1,971.00 (-0.5%) | ||
| 2023 | $1,981.00 (-0.6%) | $17,354 | $115,688 Land $28,750 Building $86,938 |
| 2022 | $1,993.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), as of April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470033082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 113 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 113 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 526 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MS0240002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DIBERVILLE W/S serves 12,721 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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