10346 Caleb Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10346 Caleb Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,534 sqft · built 1800
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2020)
Tax Bill	$5,375 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-008002`

Property Details

APN / Parcel Number

Primary APN	`03-008002`
Alternative APN	`008002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,534 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	149,411 sqft (3.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	572 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	768 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008002
Street Address	10346 CALEB RD
City	BERLIN
State	MD
Zip	21811-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	3.43 ACS CALEB ROAD NW OF BERLIN
Legal Subdivision	CALEBS DISCOVERY
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	2
Census Block	2053
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10346 CALEB RD, BERLIN, MD 21811-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Book / Page	7738 / 82
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	0062210360
Record Updated	Oct 29, 2026

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 13, 2020
Property Address	10346 CALEB RD, BERLIN, MD 21811-3113
Document Number	0077380082
Book / Page	7738 / 82
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10346 CALEB RD, BERLIN, MD 21811-3113

Mortgage

Document Number	0000773890
Date	Aug 13, 2020
Instrument	7738/90

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	10346 CALEB RD, BERLIN, MD 21811-3113
Document Number	0074410458
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10346 CALEB RD BERLIN MD 218113113, BERLIN, MD 21811-3113

Mortgage

Document Number	0074410458
Date	Jun 20, 2019
Book Page	007441/000458

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,375.00 (+8.21%)	$575,400 (+8.34%)	$619,700 (-) Land $182,800 Building $436,900
2025	$4,967.00 (+24.7%)	$531,100 (+27.58%)	$619,700 (+27.3%) Land $182,800 Building $436,900
2023	$3,983.00	$416,300	$486,800 Land $130,300 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2012–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

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