10345 Webster Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10345 Webster Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2023)
Tax Bill	$783 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-04-4006-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-04-4006-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	704 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10345 WEBSTER RD
City	FREELAND
State	MI
Zip	48623-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	S 247.5 FT OF N 907.5 FT OF E 264 FT OF NE 1/4 OF SE 1/4 1.5 ACRES SEC 04 T13N R3E
Legal Range	03E
Legal Township	13N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1004
Census Tract	10101

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10345 WEBSTER RD, FREELAND, MI 48623-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 16, 2022	Warranty Deed, Transfer
Mar 9, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	20236119
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 3, 2023
Property Address	10345 WEBSTER RD, FREELAND, MI 48623-9732
Document Number	0000006119
Instrument Date	Mar 28, 2023
Instrument	2023006119
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1992 SE BOUTELL RD, ESSEXVILLE, MI 48732-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 BOCK RD, SAGINAW, MI 48603-7803

Mortgage

Document Number	0000006120
Date	Apr 3, 2023
Instrument	2023006120

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 16, 2022
Property Address	10345 WEBSTER RD, FREELAND, MI 48623-9732
Document Number	0000024691
Instrument Date	Sep 15, 2022
Instrument	2022024691
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 HALEY ST, 612, MIDLAND, MI 48640-5310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 SE BOUTELL RD, ESSEXVILLE, MI 48732-8700

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	10345 WEBSTER RD, FREELAND, MI 48623-9732
Document Number	0000019310
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 WEBSTER RD FREELAND MI 486239732, FREELAND, MI 48623-9732

Mortgage

Document Number	0000019310
Date	Jun 21, 2017
Instrument	19310

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10345 WEBSTER RD, FREELAND, MI 48623-9732
Document Number	0000007376
Book / Page	002894 / 000189
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 WEBSTER RD FREELAND MI 486239732, FREELAND, MI 48623-9732

Mortgage

Document Number	0000007376
Date	Mar 28, 2017
Book Page	002894/000189
Instrument	7376

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,400 (+60.97%)	$212,800 (+60.97%)
2025	$783.00 (-43.71%) Homeowner's exemption
2023		$66,100	$132,200
2022	$1,391.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

May also be available: Spectrum.

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