Charlevoix County property record for 10345 W Shore Dr, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1988 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,207 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-550-032-00 |
| Primary APN | 007-550-032-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 768 sqft Building Perimeter |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10345 W SHORE DR |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PLAT OF SUSAN SHORES #1 LOTS 32 & 33 |
| Legal Range | 07 |
| Legal Township | 34 |
| Legal Section | 12 |
| Legal Subdivision | SUSAN SHORES #1 |
| Legal Lot Number | 32-33 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | HAYES |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 400 |
10345 W Shore Dr, a single family home, is owned by an individual.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10361 W SHORE DR, CHARLEVOIX, MI 49720-9322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10345 W Shore Dr was $2,207, up 2.1% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Hayes Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,600 (+10.89%) | $179,200 (+10.89%) | |
| 2025 | $2,207.00 (+2.08%) | $80,800 | $161,600 |
| 2024 | $2,162.00 | ||
| 2023 | $74,900 | $149,800 | |
| 2022 | $2,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10345 W Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10345 W Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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