10345 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10345 Rancho Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1956
Lot Size	0.503 acres (21,900 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Dec 1999)
Tax Bill	$4,611 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-122-03-00`

Property Details

APN / Parcel Number

Primary APN	`501-122-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	21,900 sqft (0.503 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10345 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 527 TR 002636
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002636
Legal Block	3
Legal Lot Number	527
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13601

Owner

Source: San Diego County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10345 RANCHO RD, LA MESA, CA 91941-7062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 1999 · Amount on Record
Deed Sale	Dec 27, 1999 · Amount on Record
Deed Document Number	1999834815
Last Transfer Date	Sep 7, 2017
Transfer Doc	0000428615
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 24, 2026
Property Address	10345 RANCHO RD, LA MESA, CA 91941-7062
Document Number	0000277916
Instrument Date	Sep 15, 2026
Instrument	2026277916
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 RANCHO RD, LA MESA, CA 91941-7062

Mortgage

Document Number	0000277916,
Date	Sep 24, 2026
Instrument	2026277916

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10345 RANCHO RD, LA MESA, CA 91941-7062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 RANCHO RD, LA MESA, CA 91941-7062

Mortgage

Document Number	0000768501
Date	Dec 2, 2020
Instrument	2020-0768501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2017
Property Address	10345 RANCHO RD, LA MESA, CA 91941-7062
Document Number	0000428615
Map Reference	MAP2636
Instrument Date	Sep 7, 2017
Instrument	2017-0428615
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COASF TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 RANCHO RD, LA MESA, CA 91941-7062

Mortgage

Document Number	0000428616
Date	Sep 19, 2017
Instrument	2017-0428616

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$344,625 (+2%) Land $172,437 Building $172,188
2025	$4,611.00 (+7.86%) Homeowner's exemption	$337,868 (+4.04%) Land $169,056 Building $168,812
2023	$4,275.00 (+1.79%) Homeowner's exemption	$324,750 Land $162,493 Building $162,257
2022	$4,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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