10345 Lakeshore Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 10345 Lakeshore Dr, Lancaster, SC 29720

Property Summary

Property Type	Vacant Land
Lot Size	0.367 acres (15,991 sqft)
Owner	Individual Name on File
Last Sale	$361,500 (Jun 2026)
Tax Bill	$1,196 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0A-041.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0A-041.00`
Alternative APN	`80706`

Exterior

Lot Area	15,991 sqft (0.367 acres)

Location & Zoning

Account Number	80706
Street Address	10345 LAKESHORE DR
City	LANCASTER
State	SC
Zip	29720-7472
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PDD
Legal Description	80X200X80X199
Legal Subdivision	EDGEWATER SUBDIVISION PHASE 1A MAP 6
Legal Block	84
Legal Lot Number	84
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

10345 Lakeshore Dr, vacant land, is owned and occupied by an individual who bought it in June 2026.

Source: Lancaster County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2025	Special Warranty Deed, Transfer
Apr 16, 2024	Warranty Deed, Transfer
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Oct 20, 2025 · Amount on File
Deed Document Number	20269407
Deed Book / Page	2081 / 133
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 30, 2026
Property Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Document Number	0000009407
Book / Page	2081 / 133
Instrument Date	Jun 30, 2026
Instrument	20269407
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135,092.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472

Mortgage

Document Number	0000009408,
Date	Jun 30, 2026
Instrument	20269408

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 20, 2025
Property Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Document Number	0000014115
Book / Page	1978 / 51
Map Reference	MB 2005 PG 408
Instrument Date	Oct 15, 2025
Instrument	2025014115
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount on Record
Tax	$1,248.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 16, 2024
Property Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Document Number	0000004343
Book / Page	1778 / 52
Instrument Date	Apr 15, 2024
Instrument	2024004343
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Amount	Amount on Record
Tax	$6,240.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 SHERMAN AVE STE 215, 215, EVANSTON, IL 60201-4361
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008733
Date	Jun 19, 2018
Book Page	3571/022
Instrument	2018008733

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10345 LAKESHORE DR, LANCASTER, SC 29720-7472
Document Number	0000002133
Book / Page	003503 / 000176
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002133
Date	Feb 13, 2018
Book Page	003503/000176
Instrument	2133

Lender

Name	PINNACLE BK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,000 (+25%) Land $3,000	$50,000 (+25%) Land $50,000
2024	$1,196.00 (+49.13%)	$2,400 (+1%) Land $2,400	$40,000 (+1%) Land $40,000
2023	$802.00	$1,200 Land $1,200	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10345 Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10345 Lakeshore Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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