10344 Rock St, Mentone, CA 92359 Property Records

San Bernardino County property record for 10344 Rock St, Mentone, CA 92359

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 1,978 sqft · built 1987
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Aug 2023)
Tax Bill	$7,558 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0298-361-25-0000`

Property Details

APN / Parcel Number

Primary APN	`0298-361-25-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,102 sqft
2nd Floor Area	876 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10344 ROCK ST
City	MENTONE
State	CA
Zip	92359-1291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	TRACT 12224 LOT 25
Legal Subdivision	TRACT NO 12224
Legal Tract	12224
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3016
Census Tract	8601

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10344 ROCK ST, MENTONE, CA 92359-1291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE MAC
Apr 12, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2023201327
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0000795035
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 16, 2023
Property Address	10344 ROCK ST, MENTONE, CA 92359-1291
Document Number	0000201327
Map Reference	MB 196 PG 75&76
Instrument Date	Jul 20, 2023
Instrument	2023-0201327
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10344 ROCK ST, MENTONE, CA 92359-1291

Mortgage

Document Number	0000201328
Date	Aug 16, 2023
Instrument	2023-0201328

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10344 ROCK ST, MENTONE, CA 92359-1291
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10344 ROCK ST, MENTONE, CA 92359-1291

Mortgage

Document Number	0000491190
Date	Oct 29, 2021
Instrument	2021-0491190

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10344 ROCK ST, MENTONE, CA 92359-1291
Document Number	0000168311
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10344 ROCK ST MENTONE CA 923591291, MENTONE, CA 92359-1291

Mortgage

Document Number	0000168311
Date	May 20, 2020
Instrument	168311

Lender

Name	MORTGAGE MAC
Address	BREA, CA 92821

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 12, 2017
Property Address	10344 ROCK ST, MENTONE, CA 92359-1291
Document Number	0000151702
Map Reference	MAP196 PG75&76
Instrument Date	Mar 16, 2017
Instrument	2017-0151702
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10344 ROCK ST, MENTONE, CA 92359-1291

Mortgage

Document Number	0000151703
Date	Apr 12, 2017
Instrument	2017-0151703

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$608,634 (+2%) Land $182,590 Building $426,044
2025	$7,558.00 (+52.04%) Homeowner's exemption	$596,700 (+46.55%) Land $179,010 Building $417,690
2023	$4,971.00 (+1.55%) Homeowner's exemption	$407,164 Land $122,149 Building $285,015
2022	$4,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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