10344 Ramona Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10344 Ramona Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 1954
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2013)
Tax Bill	$7,280 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-211-15-00`

Property Details

APN / Parcel Number

Primary APN	`501-211-15-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	11,300 sqft (0.259 acres)
View / Lot	Good

Location & Zoning

Street Address	10344 RAMONA DR
City	SPRING VALLEY
State	CA
Zip	91977-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 603 TR 002777
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	603
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13601

Owner

10344 Ramona Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10344 RAMONA DR, SPRING VALLEY, CA 91977-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013 · Amount on File
Deed Sale	Sep 18, 2013 · Amount on File
Deed Document Number	2013572895
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000305390
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2021
Property Address	10344 RAMONA DR, SPRING VALLEY, CA 91977-1723
Document Number	0000305390
Map Reference	MAP 2777
Instrument Date	Mar 17, 2021
Instrument	2021-0305390
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10344 RAMONA DR, SPRING VALLEY, CA 91977-1723

Mortgage

Document Number	0000305391
Date	Apr 20, 2021
Instrument	2021-0305391

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10344 RAMONA DR, SPRING VALLEY, CA 91977-1723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603017
Date	Dec 22, 2017
Instrument	2017-0603017

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 10344 Ramona Dr was $7,280 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,161 (+2%) Land $200,052 Building $375,109
2025	$7,280.00 Homeowner's exemption	$563,884 Land $196,130 Building $367,754
2023	$6,801.00 (+1.55%) Homeowner's exemption	$541,990 Land $188,515 Building $353,475
2022	$6,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10344 Ramona Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10344 Ramona Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Ramona Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures