Hamilton County property record for 10344 Deerfield Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4.5 ba · 4,080 sqft · built 2016 |
| Lot Size | 0.697 acres (30,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,401,000 (Jun 2026) |
| Tax Bill | $17,816 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0010-0010-00 |
| Primary APN | 603-0010-0010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,080 sqft Living Area |
| Gross Area | 5,775 sqft |
| 1st Floor Area | 1,579 sqft |
| 2nd Floor Area | 1,451 sqft |
| Basement Area | 1,579 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 30,344 sqft (0.697 acres) |
| Garage Type | Attached |
| Garage Area | 1,166 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10344 DEERFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | WS MONTGOMERY RD 0.6966 AC R1 T4 S4 |
| Legal Subdivision | HUNTERS KNOLL FARMS SUBDIVISION |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23902 |
10344 Deerfield Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Hamilton County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| May 1, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Mar 19, 2020 | Warranty Deed, Transfer THIRD FED'L S&L ASSN/CLEVELAND |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Mar 19, 2020 · Amount on File |
| Deed Document Number | 202647413 |
| Deed Book / Page | 15687 / 501 |
| Prior Transfer Date | Mar 15, 2012 |
| Prior Transfer Doc | 0000035396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Document Number | 0000047413 |
| Book / Page | 15687 / 501 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202647413 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283,002.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Document Number | 0000047414, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202647414 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036548 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 18-0036548 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Dec 25, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Document Number | 0000047128 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10344 DEERFIELD RD CINCINNATI OH 452425105, CINCINNATI, OH 45242-5105 |
| Document Number | 0000047128 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 014171/002994 |
| Instrument | 47128 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 19, 2020 |
| Property Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Document Number | 0000027041 |
| Book / Page | 014128 / 001442 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 27041 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $11.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10344 DEERFIELD RD CINCINNATI OH 452425105, CINCINNATI, OH 45242-5105 |
| Document Number | 27043 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 014128/001448 |
| Instrument | 27043 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10344 DEERFIELD RD, CINCINNATI, OH 45242-5105 |
| Document Number | 0000071140 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10344 DEERFIELD RD CINCINNATI OH 452425105, CINCINNATI, OH 45242-5105 |
| Document Number | 0000071140 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 013987/002592 |
| Instrument | 71140 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10344 Deerfield Rd was $17,816, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,816.00 (+2.27%) | $347,928 (-) Land $66,339 Building $281,589 | $994,080 Land $189,540 Building $804,540 |
| 2024 | $17,420.00 (-0.49%) | $347,928 (-) Land $66,339 Building $281,589 | |
| 2023 | $17,506.00 (-9.48%) | $347,928 (+8.38%) Land $66,339 Building $281,589 | $994,080 Land $189,540 Building $804,540 |
| 2022 | $19,340.00 Homeowner's exemption | $321,017 Land $81,900 Building $239,117 | |
| 2020 | $917,190 Land $234,000 Building $683,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10344 Deerfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jul 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10344 Deerfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures