Cape Girardeau County property record for 10342 State Hwy W, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 1976 |
| Lot Size | 0.449 acres (19,558 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $141,900 (May 2012) |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104162003014000000 |
| Primary APN | 104162003014000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,558 sqft (0.449 acres) |
| Lot Dimensions | 171 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10342 STATE HWY W |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 3 ALLEN MCDOWELL SUBD & PT LOT 14 BLK 2 CHER-RON-DOE EST 9/2 |
| Legal Range | 13E |
| Legal Township | 32S |
| Legal Section | 20 |
| Legal Subdivision | ALLEN MCDOWELL SUBD |
| Legal Block | 2-3 |
| Legal Lot Number | 1 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 880600 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1260 STATE HIGHWAY V, CAPE GIRARDEAU, MO 63701-8831 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANTERRA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on Record |
| Deed Sale | May 3, 2012 · Amount on Record |
| Prior Sale | May 12, 2005 · Amount on Record |
| Deed Document Number | 20125441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Sep 3, 2026 |
| Property Address | 10342 STATE HWY W, JACKSON, MO 63755-8014 |
| Document Number | 0000007885 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20267885 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000007885, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 20267885 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 23, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 10342 STATE HWY W, JACKSON, MO 63755-8014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202304198 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023-04198 |
| Name | BANTERRA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 6.86% |
| Max Rate At Change | 9.86% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 12.8% |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,170 (-) Land $3,460 Building $20,710 | $127,208 (-) Land $18,193 Building $109,015 | |
| 2025 | $1,212.00 (+5.12%) | $24,170 (+5%) Land $3,460 Building $20,710 | $127,208 (+5%) Land $18,193 Building $109,015 |
| 2023 | $1,153.00 | $23,020 Land $3,290 Building $19,730 | $121,151 Land $17,327 Building $103,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1979–2017) |
| Claims Outside the SFHA | 9 of 25 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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