10342 Kerrigan St, Santee, CA 92071 Property Records

San Diego County property record for 10342 Kerrigan St, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,323 sqft · built 1974
Lot Size	0.3 acres (1,325 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,660 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`378-320-16-00`

Property Details

APN / Parcel Number

Primary APN	`378-320-16-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,325 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10342 KERRIGAN ST
City	SANTEE
State	CA
Zip	92071-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 58 UND INT IN LOT 108 PER DOC73-70761&ALL OF TR 007511
Legal Subdivision	CORSICAN VILLAS I
Legal Tract	007511
Legal Block	3
Legal Lot Number	58,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16609

Owner

Source: San Diego County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Gift Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 28, 2023	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 10, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026
Deed Sale	Aug 25, 2026
Prior Sale	Jun 28, 2023 · Amount on Record
Deed Document Number	2026248772
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000248772
Record Updated	Oct 29, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2026
Property Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207
Document Number	0000248772
Instrument Date	Aug 5, 2026
Instrument	2026248772
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207

Mortgage

Document Number	0000248773,
Date	Aug 25, 2026
Instrument	2026248773

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2023
Property Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207
Document Number	0000169450
Map Reference	MAP 7511
Instrument Date	Jun 22, 2023
Instrument	2023-0169450
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207

Mortgage

Document Number	0000169451
Date	Jun 28, 2023
Instrument	2023-0169451

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2023
Property Address	10342 KERRIGAN ST, SANTEE, CA 92071-1207
Document Number	0000062665
Map Reference	MAP 7511
Instrument Date	Mar 3, 2023
Instrument	2023-0062665
Transaction Type	Construction Loan
Record Updated	Mar 20, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11907 FUERTE DR, EL CAJON, CA 92020-8315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062666
Date	Mar 10, 2023
Instrument	2023-0062666

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,642 (+2%) Land $387,340 Building $265,302
2025	$7,660.00 (+382.37%)	$639,846 (+421.57%) Land $379,746 Building $260,100
2023	$1,588.00 (+6.58%)	$122,676 (+2%) Land $33,437 Building $89,239
2022	$1,490.00 Homeowner's exemption	$120,272 Land $32,782 Building $87,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks.

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