10341 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10341 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,112 sqft · built 1975
Lot Size1.18 acres (51,401 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (May 2014)
Tax Bill$8,003 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2024 Line of Credit
+ 4 more
Flood ZoneZone AE (high risk)
APN379-150-38-00

Property Details

APN / Parcel Number

Primary APN379-150-38-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,112 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area51,401 sqft
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address10341 PALM ROW DR
CityLAKESIDE
StateCA
Zip92040-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 4 TR PM09268
Legal SubdivisionPARCEL MAP NO. 9268
Legal Tract9268
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16901

Owner

Source: San Diego County records · APN 379-150-38-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 18, 2024Intrafamily Transfer, Transfer · Line of Credit
CALIFORNIA COAST CU
Dec 26, 2019Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Feb 22, 2019Quit Claim Deed, Transfer · Conventional Mortgage
ROBERT A & PAULA L MUSSO
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Prior SaleMar 12, 2001 · Amount on Record
Deed Document Number2014201770
Last Transfer DateApr 09, 2024
Transfer Doc0000095950
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 15, 2026
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Document Number0000139807
Instrument DateMay 05, 2026
Instrument2026139807
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310

Mortgage

Document Number0000139807,
DateMay 15, 2026
Instrument2026139807
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 18, 2024
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Document Number0000095950
Instrument DateApr 09, 2024
Instrument2024-0095950
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310

Mortgage

Document Number0000095951
DateApr 18, 2024
Instrument2024-0095951
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCARDINAL FINANCIAL CO LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000604674
DateDec 26, 2019
Instrument2019-0604674
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310

Mortgage

Document Number0000526060
DateSep 10, 2020
Instrument2020-0526060
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2019
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Document Number0000064080
Instrument DateFeb 20, 2019
Instrument64080
Transaction TypeTransfer
Record UpdatedMar 06, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10341 PALM ROW DR LAKESIDE CA 920402310, LAKESIDE, CA 92040-2310

Mortgage

Document Number64081
DateFeb 22, 2019
Instrument64081
Lender
NameROBERT A & PAULA L MUSSO
Address1757 WINTER HAVEN RD, FALLBROOK, CA 92028-4604
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10341 PALM ROW DR, LAKESIDE, CA 92040-2310
Document Number0000523499
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10341 PALM ROW DR LAKESIDE CA 920402310, LAKESIDE, CA 92040-2310

Mortgage

Document Number0000523499
DateNov 09, 2017
Instrument523499
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$688,062 (+4.32%) Land $277,892 Building $410,170
2025$8,003.00 (+3.12%)$659,572 (+5.64%) Land $272,444 Building $387,128
2024$7,761.00 (+3.65%)
2023$7,488.00 (+1.55%)$624,350 Land $261,865 Building $362,485
2022$7,374.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims6 (1980–2024)
Most Recent ClaimFeb 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 398 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKESIDE WD
private · serves 35,500 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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