10340 Virginia Rd, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10340 Virginia Rd, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,798 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-13-0019`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-13-0019`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	5,447 sqft
1st Floor Area	1,798 sqft
Basement Area	3,649 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	140 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	480 sqft
Deck Area	844 sqft
Patio Area	844 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10340 VIRGINIA RD
City	MINNEAPOLIS
State	MN
Zip	55438-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 007 A COUNTRYSIDE WEST 2ND ADDN 98 X 140
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	13
Legal Subdivision	COUNTRYSIDE WEST 2ND ADDN
Legal Block	7
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3008
Census Tract	25907

Owner

10340 Virginia Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10340 VIRGINIA RD, MINNEAPOLIS, MN 55438-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Jan 12, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2020
Transfer Doc	0010899228
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10340 VIRGINIA RD, BLOOMINGTON, MN 55438-2024
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 VIRGINIA RD, BLOOMINGTON, MN 55438-2024

Mortgage

Document Number	0A10906815
Date	Jan 20, 2021
Instrument	A10906815

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2036

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HENNEPIN MN
Recording Date	Jan 12, 2021
Property Address	10340 VIRGINIA RD, BLOOMINGTON, MN 55438-2024
Document Number	0A10899228
Instrument Date	Dec 21, 2020
Instrument	A10899228
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10899229
Date	Jan 12, 2021
Instrument	A10899229

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 10340 Virginia Rd was $7,054 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00	$508,200 Land $157,500 Building $350,700	$508,200 Land $157,500 Building $350,700
2023	$5,844.00 Homeowner's exemption
2022		$493,100 Land $152,300 Building $340,800	$493,100 Land $152,300 Building $340,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10340 Virginia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10340 Virginia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire, Intrepid Fiber Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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