10340 Courageous Dr, Indianapolis, IN 46236 Property Records

Marion County property record for 10340 Courageous Dr, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,849 sqft · built 1988
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2021)
Tax Bill	$4,493 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-01-20-115-022.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-20-115-022.000-400`
Alternative APN	`4028115`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,849 sqft Living Area
1st Floor Area	2,099 sqft
Upper Floors Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4028115
Old Parcel Number	4028115
Street Address	10340 COURAGEOUS DR
City	INDIANAPOLIS
State	IN
Zip	46236-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FEATHER COVE SEC 14 L 376
Legal Range	05
Legal Township	17
Legal Section	20
Legal Subdivision	FEATHER COVE SEC 14
Legal Lot Number	376
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2011
Census Tract	330203

Owner

10340 Courageous Dr is owned and occupied by an individual who bought it in February 2021.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10340 COURAGEOUS DR, INDIANAPOLIS, IN 46236-8981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Sep 14, 2020	Warranty Deed, Transfer · Balloon Mortgage MM LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	A202100013031
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 1, 2021
Property Address	10340 COURAGEOUS DR, INDIANAPOLIS, IN 46236-8981
Document Number	0000013031
Map Reference	IN 86111000
Instrument Date	Jan 28, 2021
Instrument	A202100013031
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	LOYAL TITLE, ROYAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 COURAGEOUS DR, INDIANAPOLIS, IN 46236-8981

Mortgage

Document Number	0000013032
Date	Feb 1, 2021
Instrument	A202100013032

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 14, 2020
Property Address	10340 COURAGEOUS DR, INDIANAPOLIS, IN 46236-8981
Document Number	0000101679
Map Reference	IN 86-111000
Instrument Date	Sep 4, 2020
Instrument	A202000101679
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	ROYAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9742 LANTERN RD, FISHERS, IN 46037-9612

Mortgage

Document Number	0000101680
Date	Sep 14, 2020
Instrument	A202000101680

Lender

Name	MM LENDING LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,493.00 (+14.15%) Homeowner's exemption	$411,400 (+15.89%) Land $97,400 Building $314,000	$411,400 (+15.89%) Land $97,400 Building $314,000
2022	$3,936.00 (+6.09%) Homeowner's exemption	$355,000 Land $50,600 Building $304,400	$355,000 Land $50,600 Building $304,400
2021	$3,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10340 Courageous Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2011–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10340 Courageous Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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