10340 Claymore St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10340 Claymore St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$70,000 (Jan 2016)
Tax Bill	$691 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Feb 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0545-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0545-0030`
Alternative APNs	`00494593` `494593`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,673 sqft
1st Floor Area	1,956 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,093 sqft
Deck Area	84 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00494593
Street Address	10340 CLAYMORE ST
City	SPRING HILL
State	FL
Zip	34608-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 545 LOT 3
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	545
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	41106

Owner

10340 Claymore St is owner-occupied and held in a trust since August 2024.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	10340 CLAYMORE ST, SPRING HILL, FL 34608-7324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Feb 21, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2016 · Amount on File
Deed Sale	Jan 28, 2016 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	20165652
Deed Book / Page	3329 / 213
Last Transfer Date	Aug 8, 2024
Transfer Doc	0044610709
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10340 CLAYMORE ST, SPRING HILL, FL 34608-7324
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 CLAYMORE ST, SPRING HILL, FL 34608-7324

Mortgage

Document Number	0040320578
Date	Jul 27, 2021
Book Page	4032/578
Instrument	2021056073

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.95%
Change Frequency	Annually
Index	1-Year LIBOR

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10340 CLAYMORE ST, SPRING HILL, FL 34608-7324
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034401780
Date	Feb 21, 2017
Book Page	3440/1780
Instrument	2017009541

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10340 CLAYMORE ST, SPRING HILL, FL 34608-7324
Document Number	0034401794
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10340 CLAYMORE ST SPRING HILL FL 346087324, SPRING HILL, FL 34608-7324

Mortgage

Document Number	0034401794
Date	Feb 21, 2017
Book Page	003440/001794
Instrument	9542

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.46%

Tax Assessment & Valuation

The 2025 property tax bill for 10340 Claymore St was $691, up 1.6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+1.62%)	$104,449	$289,979 Land $42,000 Building $247,979
2024	$680.00
2023		$98,549 Land $98,549
2022	$443.00		$277,211 Land $29,000 Building $248,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10340 Claymore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10340 Claymore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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