10340 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10340 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 2009
Lot Size0.14 acres (6,110 sqft)
OwnerIndividual Name on Record
Last Sale$167,900 (Apr 2009)
Tax Bill$7,352 (2025)
Deeds & MortgagesJan 2023 Transfer
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077775-0410

Property Details

APN / Parcel Number

Primary APN077775-0410
Alternative APN
  • U19312099D000005000560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,840 sqft Living Area
Gross Area2,309 sqft
1st Floor Area1,840 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,110 sqft (0.14 acres)
Lot Dimensions117 ft deep x 51.1 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750410
Street Address10340 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 56 BLOCK 5
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block5
Legal Lot Number56
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 5, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jan 24, 2017Deed of Trust, Mortgage · VA Mortgage
PACIFIC UNION FINANCIAL LLC
Oct 31, 2017Deed of Trust, Mortgage · VA Mortgage
PACIFIC UNION FINANCIAL LLC
Jun 10, 2020Deed of Trust, Mortgage · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2009 · Amount on Record
Deed SaleApr 22, 2009 · Amount on Record
Deed Document Number2009130069
Deed Book / Page19214 / 1095
Last Transfer DateJan 26, 2023
Transfer Doc0000036851
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateJan 27, 2023
Property Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000036851
Map ReferenceMB 112 PG 62-83
Instrument DateJan 26, 2023
Instrument2023036851
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10533 PLEASANT BLVD, RIVERVIEW, FL 33569-5916

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10330 CELTIC ASH DR, RUSKIN, FL 33573-6737

Mortgage

Document Number2021391175
DateAug 5, 2021
Instrument2021391175
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0246850491
DateJan 24, 2017
Book Page24685/0491
Instrument2017030672
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0253270779
DateOct 31, 2017
Book Page25327/0779
Instrument2017421768
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10340 CELTIC ASH DR, RUSKIN, FL 33573-6737
Document Number0000256278
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10340 CELTIC ASH DR RUSKIN FL 335736737, RUSKIN, FL 33573-6737

Mortgage

Document Number0000256278
DateJun 22, 2020
Instrument256278
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJun 21, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,522 (-4.08%) Land $90,205 Building $203,317$293,522 (-4.08%) Land $90,205 Building $203,317
2025$7,352.00 (+14.3%) Homeowner's exemption$305,995 (+5.98%) Land $97,144 Building $208,851$305,995 (+5.98%) Land $97,144 Building $208,851
2023$6,432.00 (+108.16%) Homeowner's exemption$288,735 (+161.63%) Land $90,205 Building $198,530$288,735 (+8.61%) Land $90,205 Building $198,530
2022$3,090.00 Homeowner's exemption Veteran's exemption$110,362$265,842 Land $66,371 Building $199,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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