1034 Willoby Ln, Elgin, IL 60120 Property Records

Cook County property record for 1034 Willoby Ln, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1989
Square Footage	2,294 sqft Living Area
Lot Size	14,301 sqft (0.328 acres)
Garage	Attached
Last Sale	$466,000 (2025)
Tax Bill	$7,781.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-07-204-009`
Alternative APN	`06-07-204-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,294 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	14,301 sqft (0.328 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1034 WILLOBY LN
City	ELGIN
State	IL
Zip	60120-4924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(COBBLERS) (CROSSING) (UNIT1) BNG A SUB OF PT OF SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT1
Legal Lot Number	71
Legal Unit	1
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	4
Census Block	4008
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-204-009

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	515 RAMBLER LN, STREAMWOOD, IL 60107-2007
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Mar 10, 2023 · Amount on Record
Deed Doc Number	202524013
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0000006042
Record Refreshed	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 10, 2023
Property Address	1034 WILLOBY LN, ELGIN, IL 60120-4924
Document Number	0006933147
Instrument Date	Feb 22, 2023
Instrument	2306933147
Transaction Type	Transfer
Record Updated	Apr 09, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1034 WILLOBY LN, ELGIN, IL 60120-4924

Mortgage

Document Number	0006933148
Date	Mar 10, 2023
Instrument	2306933148

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 (+33.34%) Land $11,441 Building $32,559	$440,000 (+33.34%) Land $114,410 Building $325,590
2023	$7,781.00 (+3.64%)
2022	$7,508.00	$32,999 Land $10,010 Building $22,989	$329,990 Land $100,100 Building $229,890

Flood & Wildfire

1034 Willoby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.