Hamilton County property record for 1034 Urbancrest Dr, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1940 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2014) |
| Tax Bill | $8,339 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-0001-0236-00 |
| Primary APN | 019-0001-0236-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 910 sqft |
| 2nd Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 11,064 sqft (0.253 acres) |
| Lot Dimensions | 186 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1034 URBANCREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1034 URBAN CREST 60 X 186.54 LOT 1 FRED H LINGONNERS 2ND SUB |
| Legal Subdivision | D H LINGONNERS 2ND SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 4703 |
Source: Hamilton County records · APN 019-0001-0236-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 23, 2026 | Transfer on Death Deed, Transfer |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2014 · Amount on Record |
| Deed Sale | Nov 05, 2014 · Amount on Record |
| Prior Sale | Jul 28, 2008 · Amount on Record |
| Deed Document Number | 14-111601 |
| Deed Book / Page | 12745 / 00272 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Document Number | 0000100840 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 15570/871 |
| Instrument | 2025-0100840 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 23, 2026 |
| Property Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Document Number | 0000005590 |
| Book / Page | 15588 / 954 |
| Map Reference | MB 38 PG 10 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026-0005590 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Document Number | 0000124792 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1034 URBANCREST DR CINCINNATI OH 452261325, CINCINNATI, OH 45226-1325 |
| Document Number | 0000124792 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 014304/002951 |
| Instrument | 124792 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1034 URBANCREST DR, CINCINNATI, OH 45226-1325 |
| Document Number | 0000020620 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1034 URBANCREST DR CINCINNATI OH 452261325, CINCINNATI, OH 45226-1325 |
| Document Number | 0000020620 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 014115/000934 |
| Instrument | 20620 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,339.00 (+3.13%) | $135,433 (-) Land $57,960 Building $77,473 | |
| 2024 | $8,086.00 (-2.21%) | $135,433 (-) Land $57,960 Building $77,473 | |
| 2023 | $8,269.00 (-12.1%) | $135,433 (-2.04%) Land $57,960 Building $77,473 | $386,950 (-2.04%) Land $165,600 Building $221,350 |
| 2022 | $9,407.00 Homeowner's exemption | $138,250 Land $54,971 Building $83,279 | |
| 2020 | $395,000 Land $157,060 Building $237,940 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 638 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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