1034 Union St, Reading, PA 19604 Property Records

Berks County property record for 1034 Union St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,531 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jan 2023)
Tax Bill	$1,301 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-21-08-8887`

Property Details

APN / Parcel Number

Primary APN	`5317-21-08-8887`
Alternative APNs	`17-5317-21-08-8887` `665125`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,531 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1034 UNION ST
City	READING
State	PA
Zip	19604-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	08
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10735 FERN PL, JAMAICA, NY 11433-2525
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Jun 21, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20232944
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 31, 2023
Property Address	1034 UNION ST, READING, PA 19604-1743
Document Number	0000002944
Instrument Date	Jan 26, 2023
Instrument	2023002944
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 FERN PL, JAMAICA, NY 11433-2525

Mortgage

Document Number	0000002945
Date	Jan 31, 2023
Instrument	2023002945

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 21, 2018
Property Address	1034 UNION ST, READING, PA 19604-1743
Document Number	0000020663
Instrument Date	Jun 19, 2018
Instrument	2018020663
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 PINELLAS BAYWAY S APT 202, 202, SAINT PETERSBURG, FL 33715-1922

Mortgage

Document Number	0000020665
Date	Jun 21, 2018
Instrument	2018020665

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 10, 2017
Property Address	1034 UNION ST, READING, PA 19604-1743
Document Number	0000037623
Instrument Date	Sep 22, 2017
Instrument	37623
Transaction Type	Transfer
Record Updated	Nov 17, 2017

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 UNION ST READING PA 196041743, READING, PA 19604-1743

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,301.00 (+6.64%)	$46,100 (-) Land $15,000 Building $31,100	$15,000 (-67.46%) Land $15,000
2024	$1,220.00	$46,100 Land $15,000 Building $31,100
1994			$46,100 Land $15,000 Building $31,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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