1034 Stephen Ct, Aurora, IL 60502 Property Records

Kane County property record for 1034 Stephen Ct, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,212 sqft · built 2004
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2014)
Tax Bill	$8,697 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13-427-005`

Property Details

APN / Parcel Number

Primary APN	`15-13-427-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	3,328 sqft
Basement Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	33 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1034 STEPHEN CT
City	AURORA
State	IL
Zip	60502-7172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX VALLEY EAST REGION II STONEBRIDGE UNIT 47B LOT 25 RANGE CODE: 001
Legal Subdivision	FOX VALLEY EAST REGION II STONEBRIDGE
Legal Block	1
Legal Lot Number	25
Legal Unit	47B
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1030
Census Tract	852903

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1034 STEPHEN CT, AURORA, IL 60502-7172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on Record
Deed Sale	Jul 7, 2014 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	201432485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 9, 2026
Property Address	1034 STEPHEN CT, AURORA, IL 60502-7172
Document Number	0000028877
Instrument Date	Jun 15, 2026
Instrument	202628877
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 STEPHEN CT, AURORA, IL 60502-7172

Mortgage

Document Number	0000028877,
Date	Jul 9, 2026
Instrument	202628877

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 20, 2066

Interest

Rate	6.36%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1034 STEPHEN CT, AURORA, IL 60502-7172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021964
Date	May 1, 2020
Instrument	2020K021964

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,697.00 (+15.39%) Homeowner's exemption
2024		$129,053 (+22.66%) Land $28,740 Building $100,313	$387,314 (+22.71%) Land $86,255 Building $301,059
2022	$7,537.00 (+1.54%) Homeowner's exemption	$105,208 (+7.41%) Land $23,430 Building $81,778	$315,624 (+7.41%) Land $70,290 Building $245,334
2021	$7,423.00 Homeowner's exemption	$97,950 Land $21,814 Building $76,136	$293,850 Land $65,442 Building $228,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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